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PayPal: Pay in 3 reviews

4.76
Based on 97,552 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
470% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026
Lynne R's avatar
Lynne R

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026
Gary 's avatar
Gary

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (97569)

New feature

5
I like their new feature and I feel the cashback options are easy to navigate and add to your profile. Will be excited to see more brands. Reviewed on: 8th June 2026

Easy to use, good purchase protection.

5
Easy to use, good purchase protection. I use PayPal for most online purchases for this reason and would recommend others to do the same. Reviewed on: 8th June 2026

Great company great experience always been pleased a...

5
Great company great experience always been pleased and used PayPal for a long time Reviewed on: 8th June 2026

I've had nothing but good experiences with PayPal.

5
I've had nothing but good experiences with PayPal. Customer service has always been helpful when I've needed them and it's so easy to navigate. Reviewed on: 8th June 2026

Seamless service

5
It's incredibly simple, it's actually more seamless than many other standard transactional processes and really did help me spready my finances. Will continue to use it! Reviewed on: 8th June 2026

Very helpful when I can’t afford to pay the full amo...

5
Very helpful when I can’t afford to pay the full amount in one. Reviewed on: 8th June 2026

PayPal are boss.

5
PayPal are boss...Look into bad purchases, take mega care of their customers, never experience such customer care... Reviewed on: 8th June 2026

Very good when I can’t afford things all in one...

4
Very good when I can’t afford things all in one go Reviewed on: 8th June 2026

Great way to make payments manageable

5
I found the process very easy and it helped pay for quite an expensive piece of equipment in manageable monthly instalments. An email from pay pal reminds you of when a payment is due so budgeting is easy. I usually only do it for 1 item in 3 months so spending doesn’t get out of control. Reviewed on: 8th June 2026

It's incredibly easy, the app is simple and clear to...

5
It's incredibly easy, the app is simple and clear to navigate and the options to use Pay in 3 are a game changer. Reviewed on: 8th June 2026

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