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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97583 reviews)

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4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97590)

Pay in 3

I’ve used pay in 3 many times so easy to use. Any refunds have been issued fast. Very happy with this service. Reviewed on: 8th June 2026

Quick and easy process.

Quick and easy process. Happy with service provided. Reviewed on: 8th June 2026

Quick, easy payments

It’s a very quick and easy way to pay and it feels really safe. Reviewed on: 8th June 2026

PayPal is user friendly

PayPal was easy to use and I was able to use their pay in 3 services which was great as it gave me easy of mind and also gave me an alternate solution for something that I needed Reviewed on: 8th June 2026

Pay in 3 Rejection

Sometimes I have tried using paypal pay in 3 and it’s taken the money out of my account but then rejected the payment which was a bit annoying, but they didn’t send the money back pretty quickly. Reviewed on: 8th June 2026

Love it and love pay in 3

Love it and love pay in 3, helpful and amazing Reviewed on: 8th June 2026

PayPal Pay in 3 Has Been a Lifesaver

I’ve been using PayPal Pay in 3 for quite a while now, and it’s been a great experience every time. The application process is quick and straightforward, payments are clearly scheduled, and everything is easy to manage through the app. What I appreciate most is the flexibility it gives me, especially towards the end of the month when unexpected expenses come up. Being able to spread the cost over three payments without any hassle has really helped me manage my budget better. I’ve never had any issues with payments or customer service, and the whole process feels secure and reliable. I would definitely recommend PayPal Pay in 3 to anyone looking for a convenient way to spread the cost of purchases. Reviewed on: 8th June 2026

PayPal, an outstanding and trusted way to pay.

Always has been an excellent way to pay or receive money Pay in 3 spreads the costs nicely and PayPal always sorts out issues where goods are not as described.Allowing for full refunds.I use PayPal for all manner of payments from eBay to charity donations. Reviewed on: 8th June 2026

Pay in 3 is perfect for me !

I have used PayPal for many many years. Their pay in 3 feature is absolutely amazing. Simple to use and efficient, not to mention really convenient. From the app or on web, the step by step instructions are easy to follow and it clearly breaks down the monthly charges. For some retailers, it makes commuting to high value purchases much more convenient. Having used this for at least 3 purchases now (AmD CPU, an OLED monitor and a pair of trainers), I can't fault it. Reviewed on: 8th June 2026

Very easy to use, have never had any problem using...

Very easy to use, have never had any problem using it Reviewed on: 8th June 2026

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