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PayPal: Pay in 3 reviews

4.93
Based on 37,631 reviews, last reviewed 22nd Apr 2026
1440600% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy way to pay! Easy to use, always good payment options for credit and accepted in most places so saves having to dig out debit cards! Reviewed on: 22nd April 2026
Goose's avatar
Goose

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37631)

Better is 4 in 1 Or 5 in 1 or...

4
Better is 4 in 1 Or 5 in 1 or 6 in 1 Reviewed on: 11th May 2024

Always easy to use and if you ever have a problem th...

5
Always easy to use and if you ever have a problem they are always there to help Reviewed on: 11th May 2024

Pay in 3 facility

4
I like the pay in 3 facility. It's been my go to a lot of times and I'd recommend it to anyone. Reviewed on: 11th May 2024

Good service to use PayPal and good customer servic...

5
Good service to use PayPal and good customer service and it ms great and brilliant Reviewed on: 11th May 2024

Amazing use case.

5
Amazing use case. Hassle free all throughout. Spread my payment so less financial difficulties. Amazing feature would highly reccommend to anyone who has a bank account!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 11th May 2024

Runs seamlessly and offers everything I want in one app

5
Runs seamlessly and offers everything I want in one app Reviewed on: 11th May 2024

It’s amazing to spread cost and so easy to set up!

5
It’s amazing to spread cost and so easy to set up! Reviewed on: 11th May 2024

Never had an issue with PayPal, all payments have we...

5
Never had an issue with PayPal, all payments have went through with no issue. Pay in 3 has been very very useful for me as well Reviewed on: 11th May 2024

Forget a credit card, PayPal is more versatile.

5
I actually prefer PayPal than using a credit card. The buyer protection is an integral part of my choice as well as the various payment options that are available. I regularly use the pay in 3 option and I also take advantage of the 4 months 0% Apr. Reviewed on: 11th May 2024

intuitive and easy to use

5
The UI was easy to use, payments were simple and easy to make, everything contractually important was explained and helped me to understand my responsibilities as a customer but also the consequences should payments not be made. Reviewed on: 11th May 2024

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