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PayPal: Pay in 3 reviews

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4.93
Based on 37,631 reviews, last reviewed 22nd Apr 2026
1440600% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy way to pay! Easy to use, always good payment options for credit and accepted in most places so saves having to dig out debit cards! Reviewed on: 22nd April 2026
Goose's avatar
Goose

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (37631)

I use PayPal whenever I can

5
I use PayPal whenever I can ! Trustworthy and guaranteed. Reviewed on: 11th May 2024
Barbara R's avatar
Barbara R

Easy to manage and good offers to afford what you...

5
Easy to manage and good offers to afford what you need Reviewed on: 11th May 2024
Julie B's avatar
Julie B

Pay in 3 is amazing value for money.

5
Pay in 3 is amazing value for money. Always very accessible and handy to have if something needs buying or is just that little bit too much. Reviewed on: 11th May 2024
Wulfric R's avatar
Wulfric R

Living better with more freedom paypal in 3 offers

5
Always happy to use 3 in 1 as I cannot always pay / afford full amount in one so great service. During the cost of living crisis I feel.paypal offers me opportunity to have some freedom. From paying bills for essential daily living to living daily which is essential for better living with a few treats for my family and myself. Reviewed on: 11th May 2024
Shaz c's avatar
Shaz c

Very convenient.

5
Very convenient. Helped me spread the cost of lots of things, and it’s easy to set up and pay. Reviewed on: 11th May 2024
Nick C's avatar
Nick C

it's alright very convenient nice and quick to use l...

5
it's alright very convenient nice and quick to use lovely Reviewed on: 11th May 2024
H k's avatar
H k

Nice pay in tree

5
Pay in 3 is useful for managing finances and helping afford the bigger purchases Reviewed on: 10th May 2024
Seth A's avatar
Seth A

So quick & easy to use!

5
Very convenient & helps you make purchases more affordable! Reviewed on: 10th May 2024
NLJ's avatar
NLJ

Never had any issues and also helpful when need to b...

4
Never had any issues and also helpful when need to be contacted Reviewed on: 10th May 2024
Talia b's avatar
Talia b

Long Term payments done easy

5
It's super easy to use, the fact I can spread out expensive payments over a long period of time is really useful, especially during a period where I care more and more about what I'm spending. I used Pay in 3 to purchase some mountaineering equipment that I would not have been able to outrightly purchase due to it's expensiveness. Reviewed on: 10th May 2024
CHen's avatar
CHen

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