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PayPal: Pay in 3 reviews

4.93
Based on 37,851 reviews, last reviewed 23rd Apr 2026
1462000% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

Excellent I’ve used PayPal since 2006 it has been excellent and just wish it was my bank. The complaints are dealt with fairly and quickly. Reviewed on: 23rd April 2026
Judith C's avatar
Judith C

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37851)

I think pay in 3 is brilliant.

1
I think pay in 3 is brilliant.I use it all the time .Uncomplicated and so easy to use .Thankyou Paypal . Reviewed on: 11th May 2024

Great for when I need to split the payment

5
Great for when I need to split the payment Reviewed on: 11th May 2024

Easy payments easy set up nothing to complain about

5
Easy payments easy set up nothing to complain about Reviewed on: 11th May 2024

So easy to use, why wouldn’t you?

5
So easy to use, why wouldn’t you? Reviewed on: 11th May 2024

eCheques

4
Sometimes when eCheques take time to clear it can be inconvenient Reviewed on: 11th May 2024

Only use it if you can definitely afford it

3
I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024

It’s good to have that service available

5
It’s good to have that service available Reviewed on: 11th May 2024

PayPal and smart spending

5
PayPal have become a major part of my daily financial management as it provides good quality service. Reviewed on: 11th May 2024

Staff ok English very bad for telephone staff hard t...

5
Staff ok English very bad for telephone staff hard to understand Reviewed on: 11th May 2024

I've been using Pay in 3 for years!

5
I've been using Pay in 3 for years, there's a safe element knowing if something goes missing or I change my mind if its a gift I can rely knowing there's someone there to investigate or return an item without spending such a huge amount. Reviewed on: 11th May 2024

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