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PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98485)

So useful and easy to manage payments

5
So useful and easy to manage payments Reviewed on: 9th June 2026

Great credit option

5
Quick and easy to use. I got accepted immediately. Reviewed on: 9th June 2026

So handy and really easy.

5
So handy and really easy. Made it lovely for me to help spread the cost of my purchase over three payments. Not only was it handy to have but it was also really easy process to go through and apply for as well. Reviewed on: 9th June 2026

paypal is always my go to

5
i love paypal, always use them as their trustworth, Reviewed on: 9th June 2026

The entire process is simple to follow.

5
The entire process is simple to follow.very convenient and hassle free. Reviewed on: 9th June 2026

I’ve used paypal for years, always been very reliable.

5
I’ve used paypal for years, always been very reliable. Recently me and my partner were travelling the east coast of Australia after months of saving money. Due to complications our flights were cancelled multiple times, meaning we had no extra money to book additional flights but with the pay in 3 we were able to get home which helped us massively especially as young travellers! I don’t know what we would have done without it! Reviewed on: 9th June 2026

Good customer service, flexible payment option

5
Good customer service, flexible payment option Reviewed on: 9th June 2026

0% over 3 months is a great incentive !

5
Used Paypal for years never had an issue the pay in 3 incentive is really handy when you need to conserve cash flow but make necessary purchases. 0% interest over 3 months is a great incentive. Reviewed on: 9th June 2026

PayPal’s three in one service is excellent.

5
PayPal’s three in one service is excellent, helps for those special purposes and makes it easy by spreading the cost over three months, and no interest! Now that is really helpful. Great service. Reviewed on: 9th June 2026

Great way to purchase.

5
Great way to purchase. So easy to use Reviewed on: 9th June 2026

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