Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 38,039 reviews, last reviewed 23rd Apr 2026
1479800% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a positive experience everytime I’ve used P... I’ve had a positive experience everytime I’ve used PayPal it’s so quick & easy I love using it on all my purchases. Reviewed on: 23rd April 2026
Craig S's avatar
Craig S

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (38039)

Great option

5
Great option. Excludes the interest Reviewed on: 11th May 2024
Victor B's avatar
Victor B

Simply the best!

5
PayPal has aided me many times when I’ve needed a quick way to pay or if I’ve wanted more time to pay using pay in 3 or PayPal credit. They have also provided much valued security when it comes to bigger or online purchases and even helped when I’ve had issues with payments I did not know about. Fantastic service. Reviewed on: 11th May 2024
Joshua C's avatar
Joshua C

Brilliant service that I couldn’t live without.

5
Brilliant service that I couldn’t live without. Pay in three service is particularly useful for splitting up big purchases throughout the year and not getting swamped during expensive periods such as Christmas Reviewed on: 11th May 2024
Jacob E's avatar
Jacob E

I love pay in 3

5
I love pay in 3 - it’s such a great convenience and has helped me so much over the last couple years! Reviewed on: 11th May 2024
Kieran c's avatar
Kieran c

Great way to pay

5
Have used Pay in 3 numerous times and have never had any issues. Great way to purchase items and pay over time. Reviewed on: 11th May 2024
Lesley D's avatar
Lesley D

Always easy to use, payments manageable.

5
Always easy to use, payments manageable. Reviewed on: 11th May 2024
Simon 's avatar
Simon

Pay in 3 has been really helpful.

5
Pay in 3 has been really helpful. Breaking up payments into smaller chunks to help me and people I know get to do the things they want, and not have to worry about paying large sums of money up front. Reviewed on: 11th May 2024
Albert 's avatar
Albert

Fantastic service, easy to use, flexible

5
Fantastic service, easy to use, flexible Reviewed on: 11th May 2024
Adam Drewitt 's avatar
Adam Drewitt

being able to use pay in three with Pay Pal is a gre...

5
being able to use pay in three with Pay Pal is a great asset to me. Being able to spread the cost over three months allows me to save money by buying for example my dog food in the larger size which works out cheaper than buying the smaller bags Reviewed on: 11th May 2024
S M Snape's avatar
S M Snape

Convenient, simple and effective.

5
Convenient, simple and effective way to spread out my spending. I used Pay in 3 plenty of times to make larger purchases bite less. Reviewed on: 11th May 2024
Andrew B's avatar
Andrew B

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill