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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98893 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98907)

Saving you money when you need it the most

I was having a difficult time keeping / saving up money so I started using PayPal 2 pay to split the load and make things more manageable, they’ve never let me down since, would deeply recommend giving it a go if you need to space things out a little. Reviewed on: 9th June 2026

PayPal helps you spread the cost do your payments ar...

PayPal helps you spread the cost do your payments are manageable Reviewed on: 9th June 2026

It really helps me to keep within my monthly budget,...

It really helps me to keep within my monthly budget, saving stress with my finances. By helping me to spread the payments it takes some of the financial pressures off when I’m making a bigger purchase. The process is simple and quick I don’t have to think twice. Reviewed on: 9th June 2026

Mostly harmless

Really Great mostly harmless not as much fun as you might expect not enough pictures or music but lots of fascinating numbers and symbols Reviewed on: 9th June 2026

PayPal is very easy to use and a great tool to sprea...

PayPal is very easy to use and a great tool to spread payments Reviewed on: 9th June 2026

Very fast and efficient.

Very fast and efficient. Always a smooth transaction. Easy to follow website which is good for elderly people like myself not brought up with technology. Use it regularly and will continue to do so. Highly recommended. Reviewed on: 9th June 2026

Quick and simple

Quick and simple transactions which is secure Reviewed on: 9th June 2026

Decided on a holiday.

Decided on a holiday and used PayPal to conveniently pay for this over regular installments. Reviewed on: 9th June 2026

Fantastic affordable solution for families

I've been using pay in 3 for some time now. It helps me spread the cost of goods easily and in a way that I can manage. Refunds to the account happen without any issue and it automatically adjusts my balance. Brilliant service. Reviewed on: 9th June 2026

A Service I’ve Trusted for Decades

I’ve been using PayPal since 2004, and it’s one of the very few online services that has remained a constant for me over the years. The platform is easy to use, payments are quick and seamless, and I’ve always found it to be a trustworthy way to shop online. The Pay in 3 option is simple, transparent, and gives a bit of extra flexibility when needed. Customer service deserves a special mention too. Any time I’ve had a question or issue, the support has been professional, efficient, and genuinely helpful. More than twenty years later, PayPal is still the first payment option I look for at checkout. Five stars plus! Reviewed on: 9th June 2026

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