Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 98,941 reviews, last reviewed 12th Jul 2026
505% increase in 5 star reviews
in the past 90 days
432% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal! Love PayPal! Easy, simple to use. Trustworthy, wildly accepted. I have been using for more than 16 years, never had any issues. PayPal pay in 3 and Pa... Read more Reviewed on: 12th July 2026
Vestux's avatar
Vestux

Latest lowest rating:

1

Fast great Fast great service never had any issues Reviewed on: 12th July 2026
Lesley W's avatar
Lesley W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99276)

Just So Easy

5
Easy to use, easy to understand and emails to let me know when my payment will be taken Reviewed on: 9th June 2026

I like PayPal’s Pay in 3 because it lets me split la...

5
I like PayPal’s Pay in 3 because it lets me split larger purchases into three manageable payments, making it easier to budget without paying the full amount upfront Reviewed on: 9th June 2026

Really helpful service.

5
Really helpful service. Great for making both commercial payments. I like the way you can find users via email and also the ability to make international payments. Much better than my bank. Reviewed on: 9th June 2026

PayPal is excellent, with customer service second to...

5
PayPal is excellent, with customer service second to none! One example, I was scammed by a rogue company. I contacted PayPal and they immediately responded by refunding my money and dealing with everything. Reviewed on: 9th June 2026

PayPal for confidence and trustworthy

5
Pay Pal app is very user friendly. Any problems are resolved professionally and promptly. Reviewed on: 9th June 2026

Smooth and secured and reliable always

5
Smooth and secured and reliable. The security is excellent. Reviewed on: 9th June 2026

Never had any issues and I’ve personally only used i...

5
Never had any issues and I’ve personally only used it on things that are needed when expenses were low Reviewed on: 9th June 2026

Very quick , very easy.

5
Very quick , very easy. Probably my go to for paying for everything when payment method is available Reviewed on: 9th June 2026

I have used the pay in 3 a few times for expensive i...

5
I have used the pay in 3 a few times for expensive items and found it extremely good with no interest payments, much better and than a credit card. Reviewed on: 9th June 2026

Excellent service pay in three is a great addition I...

4
Excellent service pay in three is a great addition I am able to spread the cost Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 178511 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3848 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
    View all products