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PayPal: Pay in 3 reviews

4.76
Based on 99,259 reviews, last reviewed 13th Jul 2026
506% increase in 5 star reviews
in the past 90 days
436% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026
samiruz zaman's avatar
samiruz zaman

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026
David P's avatar
David P

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99321)

Makes items more affordable

5
Happy it helped spread the cost and make items more affordable Reviewed on: 9th June 2026

My fantastic experience with PayPal

5
I’ve used PayPal recently for most of my purchases and it’s absolutely fantastic. Pay in 3, and it definitely won me over. Highly recommend it if you want flexibility without the stress of big one-time payments. Will definitely use it again! Reviewed on: 9th June 2026

PayPal always feels like a safe option.

5
PayPal always feels like a safe option. The pay in 3 helps spread costs. Reviewed on: 9th June 2026

I love using PayPal because

5
I love using PayPal because it offers payments of items spread across multiple months making things in life simpler and more affordable. Reviewed on: 9th June 2026

Always have control and trust with Paypal to help

5
Always have control and trust with Paypal to help Reviewed on: 9th June 2026

Very useful and heloful virtual wallet.

5
Very useful and heloful virtual wallet. Any time when you have financial difficulties and you want to buy something you need, that "Pay in 3" option saves the day for you. Reviewed on: 9th June 2026

I find the PayPal Pay in 3 an easily manageable way...

5
I find the PayPal Pay in 3 an easily manageable way to help spread payments to make them more affordable Reviewed on: 9th June 2026

Easy to use - widely accepted - offers flexible paym...

5
Easy to use - widely accepted - offers flexible payment options with added layers of security Reviewed on: 9th June 2026

A very simple process

5
A very simple process to set up and use spreading the payment over 3 Reviewed on: 9th June 2026

Excellent service

5
Paypal is easy to use and keeps you informed of payments made and received and any changes to their terms. It is a safer way to pay online than using a debit or credit card plus you have the option to pay in 3 interest free installments. Reviewed on: 9th June 2026

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