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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99424 reviews)

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4.76

Based on 99,259 reviews, last reviewed 13th Jul 2026

506% increase in 5 star reviews

in the past 90 days

436% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (99444)

game changer

always been easy and quick to use when things are a little tight on money Reviewed on: 9th June 2026

A first class money offer

First cass way of making a large payment spread over three months and costing no more than the original price of the purchase. All organised without hassle and immediately available. A new meaning in borrowing maney over a short term Reviewed on: 9th June 2026

Have used PayPal pay in three many times

Have used PayPal pay in three many times. It is very easy to use and very cost effective. It doesn’t harm your credit score while making more expensive purchases more affordable. Payment is set up automatically and so you don’t have to worry about missing a payment. Reviewed on: 9th June 2026

First time using it and had zero issues

First time using it and had zero issues Reviewed on: 9th June 2026

Pay pal helps manage purchases

Simple, great communication, app is very informative to keep you in control of what needs to be paid and when. Interest free pay in 3 is a useful financial benefit. Reviewed on: 9th June 2026

A great service.

I have used PayPal pay in 3 a few times. It’s a really useful way to spread the cost when buying a more expensive item - especially when it’s an unexpected outlay. PayPal send a reminder when a payment is imminent and the whole process works seamlessly. A great service. Reviewed on: 9th June 2026

Very good!!

Unreal!!! Very good, would defo recommend to family and friends as it’s saved me in ways that I didn’t know could be possible Reviewed on: 9th June 2026

Pay in 3

It’s easy to do and no need to worry about it. Reviewed on: 9th June 2026

Grateful to PayPals flexibility and security.

My financial circumstances have changed in the last couple of years since becoming a parent so the flexibility PayPal offers is invaluable. Reviewed on: 9th June 2026

Every time I use pay in 3 it never disappoints easy...

Every time I use pay in 3 it never disappoints easy to use all the information you need to know how it works quick and reliable and you don’t miss your payments out your budget I use this every time I buy something great customer care every time Reviewed on: 9th June 2026

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