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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99476 reviews)

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4.76

Based on 99,259 reviews, last reviewed 13th Jul 2026

506% increase in 5 star reviews

in the past 90 days

436% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (99479)

I used PayPal pay in 3 to spread the cost of an even...

I used PayPal pay in 3 to spread the cost of an event ticket. It helped me financially over the period that I used the service and was simple to use. The payments were taken out on a set date of which I was made aware of in advance. The notifications ensured I was able to put the money aside in advance and organise my finances accordingly. Reviewed on: 9th June 2026

Ferry cost easily spread out

Easy way to spread a large cost for our family holiday. Reviewed on: 9th June 2026

Very easy and added security....

I had buy new storage heaters , which were very expensive, just before going on holiday. Pay in 3 allowed me to spread the cost at no extra charge. I always pay for things using PayPal and as Pay in 3 only required me to click that option, I could spread the cost without any fuss or form filling. So easy! Reviewed on: 9th June 2026

Easy to use and faff free!

Easy to use and faff free! Pay in three is a great option to have and means I can get things when I really need them by splitting the cost! Everything is quick, simple and easy to understand. Reviewed on: 9th June 2026

Used PayPal for a long time

Never had to reach out for customer service, however I have used PayPal for a long time, and used pay in 3 which was simple and useful. I would recommend to friends and family. Especially for that extra protection. I was even able to use abroad to pay for a meal. Reviewed on: 9th June 2026

paypalsafe

always feel safe and secure when i have had problems sorted out to my satisfaction Reviewed on: 9th June 2026

Great quality service,

Great quality service, always feel safe with PayPal. I use PayPal for most things. Great Service very happy customer. Reviewed on: 9th June 2026

highly recommended

I’m really trust it highly recommended recommended using it for years Reviewed on: 9th June 2026

All ways very helpful and gets back to you with in a...

All ways very helpful and gets back to you with in a hour Reviewed on: 9th June 2026

Love the rewards

Love the new scheme now getting points, I feel rewarded and valued. Easy to add and shop with PayPal Reviewed on: 9th June 2026

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