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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (99836)

Quick and easy payment process, a added bonus with t...

5
Quick and easy payment process, a added bonus with the pay in 3 options. Reviewed on: 9th June 2026

I use PayPal all the time, online and in store.

5
I use PayPal all the time, online and in store. Its so easy and convenient. My favorite feature is pay in 3, it makes larger purchases more managable. Reviewed on: 9th June 2026

I was scammed and PayPal would not help saying it wa...

4
I was scammed and PayPal would not help saying it was lawful Reviewed on: 9th June 2026

It's convenient and helpful to anyone.

5
It's convenient and helpful to anyone. Easy to use and no stress. Reviewed on: 9th June 2026

always there when youneed them

5
excellent service always there when youneed them Reviewed on: 9th June 2026

Super easy to use

5
Super easy to use and split payments into more manageable chunks. Would be lost without it Reviewed on: 9th June 2026

value for money

5
Very good way of spreading the cost of an item, as well as having a discount. Reviewed on: 9th June 2026

Reliable and helpful to spread the financial load

5
Reliable and helpful to spread the financial load Reviewed on: 9th June 2026

Reassurance guaranteed

5
Rarely purchase online without using Paypal due to the reassurance in knowing that my purchase is safe, on the rare occasion I have had to contact Paypal customer service, my enquiry was met with professionalism. Reviewed on: 9th June 2026

Its good,I can use pay in 3, because it's helpful mo...

4
Its good,I can use pay in 3, because it's helpful most times. When am doing shopping if I see the options of pay in 3, it's relax me that I can use it if I need it. Reviewed on: 9th June 2026

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