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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99841)

Super easy to use

5
Super easy to use and split payments into more manageable chunks. Would be lost without it Reviewed on: 9th June 2026

value for money

5
Very good way of spreading the cost of an item, as well as having a discount. Reviewed on: 9th June 2026

Reliable and helpful to spread the financial load

5
Reliable and helpful to spread the financial load Reviewed on: 9th June 2026

Reassurance guaranteed

5
Rarely purchase online without using Paypal due to the reassurance in knowing that my purchase is safe, on the rare occasion I have had to contact Paypal customer service, my enquiry was met with professionalism. Reviewed on: 9th June 2026

Its good,I can use pay in 3, because it's helpful mo...

4
Its good,I can use pay in 3, because it's helpful most times. When am doing shopping if I see the options of pay in 3, it's relax me that I can use it if I need it. Reviewed on: 9th June 2026

PayPal makes things easier!

5
PayPal makes things easier! storing all your information in one place for a speedy and easy checkout at nearly every online retailer. Reviewed on: 9th June 2026

I have only had positive experiences with pay pal

5
I have only had positive experiences with pay pal Reviewed on: 9th June 2026

Very easy to use

5
Easy to apply. Reminded in advance of payments due. Very good experience Reviewed on: 9th June 2026

Quality Service

5
Very easy to use both on the app and website, feel secure when using this service. Any time dealing with about any issues customer service have been resolved quickly and efficiently. Reviewed on: 9th June 2026

I have used the pay in 3 when finances have been hard..

5
I have used the pay in 3 when finances have been hard some months and it really helped. I applied for a card and it was a speedy, straightforward process. Reviewed on: 9th June 2026

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