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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99476 reviews)

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4.76

Based on 99,259 reviews, last reviewed 13th Jul 2026

506% increase in 5 star reviews

in the past 90 days

436% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (99481)

Convenient and helpful for families.

Pay in 3 is convenient for when sudden purchases are required - like new school shoes, etc. Without this option it would be harder to balance the monthly budget. I usually use it to pay a smaller amount upfront and then clear the balance before the second payment is due. It really helps. Reviewed on: 8th June 2026

Satisfied customer

I've used Pay in 3 on several occasions. I love how easy it is to apply for and spreading the cost makes it easier to budget over the paydays instead of paying all at once and finding myself short of cash towards the end of the month. The app is so clear to navigate, you know exactly what is due and on which date. I love it! Reviewed on: 8th June 2026

Easy option to spread payments

Pay in 3 option makes is easier to make bigger purchases and spread the cost. It automatically takes payment and provides updates such as pay date and any refunds etc. Reviewed on: 8th June 2026

Love it , it’s simple and really handy

Love it , it’s simple and really handy Reviewed on: 8th June 2026

Great service and easy to use.

Great service and easy to use. I would recommend Reviewed on: 8th June 2026

It is normally really easy to use if you are both se...

It is normally really easy to use if you are both set up. Makes paying someone back quick and easy. Reviewed on: 8th June 2026

Happy Customer

Easy and convenient to use - haven’t had issues in the past so pleased with the service. Reviewed on: 8th June 2026

Pay in 3 options

It is helpful and convenient to be able to have the pay in 3 options for something which requires more budget. Reviewed on: 8th June 2026

Great & easy way to handle payments

Great & easy way to handle payments, in full, or multiple partials. Very convenient. Reviewed on: 8th June 2026

PayPal is so easy to use and quick to make payments.

PayPal is so easy to use and quick to make payments. It’s secure and very efficient. I use PayPal as it makes payments more secure buying online Reviewed on: 8th June 2026

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