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PayPal: Pay in 3 reviews

4.76
Based on 98,941 reviews, last reviewed 12th Jul 2026
505% increase in 5 star reviews
in the past 90 days
432% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal! Love PayPal! Easy, simple to use. Trustworthy, wildly accepted. I have been using for more than 16 years, never had any issues. PayPal pay in 3 and Pa... Read more Reviewed on: 12th July 2026
Vestux's avatar
Vestux

Latest lowest rating:

1

Fast great Fast great service never had any issues Reviewed on: 12th July 2026
Lesley W's avatar
Lesley W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99037)

I’ve used pay in 3 on several occasions.

5
I’ve used pay in 3 on several occasions. I can’t recommend enough. Easy to apply for and helps do much for those larger purchases. Reviewed on: 8th June 2026

An easy way to spread your payment over three months...

5
An easy way to spread your payment over three months without paying any extra in interest charges. Reviewed on: 8th June 2026

Very smooth and easy.

5
Very smooth and easy. Good experience and always my go to. Reviewed on: 8th June 2026

PayPal Credit is easy to use.

4
PayPal Credit is easy to use. The application process has been straightforward and approval was quick. Reviewed on: 8th June 2026

I find the service simple and easy to understand.

4
I find the service simple and easy to understand. Reviewed on: 8th June 2026

It's always working.. I am very happy with PayPal

5
It's always working. If I have problems it's always sold out. Reviewed on: 8th June 2026

Easy to use and helps budget to speard the cost over...

5
Easy to use and helps budget to speard the cost over a period of time Reviewed on: 8th June 2026

Very efficient,trustworthy and reliable.

5
Very efficient,trustworthy and reliable.I feel confident that my payments are secure and if there are any problems you have the reassurance that it is dealt with quickly and satisfactorily. Reviewed on: 8th June 2026

Enabled me to buy products without the panic of leav...

5
Enabled me to buy products without the panic of leaving myself short by the end of the month. This meant I could budget easier. Also no panic over interest accruing on it unlike a credit card. Brilliant service. Reviewed on: 8th June 2026

Great firm

5
Easy to use oay in three and very helpfull if yhings go wrong with vendor Reviewed on: 8th June 2026

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