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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98886 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98889)

My go-to for online shopping

PayPal Pay in 3 has become my absolute go-to for managing everyday shopping without any hassle. The option to split purchases into three interest-free monthly payments right at checkout makes budgeting larger expenses incredibly easy, and there are no hidden fees to worry about. Because it automatically connects with my existing PayPal account, the entire process is completely seamless, secure, and fast. It is an incredibly convenient, stress-free way to buy what I need today while keeping my finances perfectly on track. Reviewed on: 8th June 2026

Very user friendly app offering great payment options

Always found it a great way to pay & spread the cost. It’s a easy app to use, I’ve never had any problems very efficient Reviewed on: 8th June 2026

Really easy and quick to use would definitely use ag...

Really easy and quick to use would definitely use again! No extra questions were required or anything. Very happy with this service that PayPal provides. Reviewed on: 8th June 2026

Easy access to the platform.

Easy access to the platform. Quick process to go through. Reviewed on: 8th June 2026

Good customer service

If I ever had an issue it’s always been resolved easily Reviewed on: 8th June 2026

Saved us out of a bad situation

With the cost of living, PayPal pay in 3 was a godsend to get us out of a emergency boiler repair Reviewed on: 8th June 2026

Just an excellent service, nothing has went wrong wi...

Just an excellent service, nothing has went wrong with any interaction I have had Reviewed on: 8th June 2026

Simple and easy to use.

Simple and easy to use. Quick to check when payments were due. Reviewed on: 8th June 2026

PayPal Pay in 3 has become my absolute go-to for man...

Very helpful!

Always quick to respond with a query. Also easy to use. Reviewed on: 8th June 2026

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