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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96274 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96295)

I can pay my purchased in 3 divided payment with 0%...

I can pay my purchased in 3 divided payment with 0% interest. That was so cool. Reviewed on: 3rd June 2026

Fantastic.

Fantastic. Easy to use. Needs more for instant payments Reviewed on: 3rd June 2026

Very happy

Very easy to use and very handy and helpful to use .very happy with the pay in 3 .makes life alittle easier and less worry . Reviewed on: 3rd June 2026

Great for short term borrowing as there is no intere...

Great for short term borrowing as there is no interest and you still get the time to pay it back Reviewed on: 3rd June 2026

Easy way to help with larger purchases

Easy way to help with larger purchases Reviewed on: 3rd June 2026

Easy to use and widely used by many so its quite con...

Easy to use and widely used by many so its quite convenient Reviewed on: 3rd June 2026

Easy banking always no matter the situation.

Easy banking always no matter the situation. Have been using for a long time now no feature overlooked, clear dates of upcoming payments, good process to rectifying missed payments. Very happy with paypals service.! Reviewed on: 3rd June 2026

Brilliant service great company would recommend

Brilliant service great company would recommend Reviewed on: 3rd June 2026

Makes wishes come true.

Makes wishes come true. Easy and User friendly. Pay in three works really great for me. Was able to purchase items without financially strained. Fast money transfers which is commendable. Allows expensive items affordable. Reviewed on: 3rd June 2026

The flexibility of paying in 3 makes it easier to ma...

The flexibility of paying in 3 makes it easier to make purchases more affordable. Straightforward and easy to set up. Reviewed on: 3rd June 2026

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