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PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96357)

PayPal Pay in 3 is fantastic.

5
PayPal Pay in 3 is fantastic. It's incredibly convenient, completely reliable, and has made online shopping much more manageable. Zero complaints Absolutely love this feature. It helps me budget my monthly expenses without paying any extra interest or hidden fees. The dashboard makes it very clear when payments are due, and the entire process is smooth from start to finish. Essential service for flexible shopping! Reviewed on: 3rd June 2026

Excellent

5
I have had. Great experience with PayPal Reviewed on: 3rd June 2026

Easy and efficient to use, a very convenient way to...

5
Easy and efficient to use, a very convenient way to spread payments Reviewed on: 3rd June 2026

PayPal is convenient and an excellent option to buy...

5
PayPal is convenient and an excellent option to buy online Reviewed on: 3rd June 2026

Easy way to spread payments

5
I used PayPal Pay in 3 to split a purchase into three payments. The application process was quick and straightforward. Payments were taken automatically as scheduled and I had no issues during the repayment period. It can be a useful option for managing larger purchases, but users should make sure they can afford the repayments. Reviewed on: 3rd June 2026

Never any problems, glad PayPal is available to me

5
Never any problems, glad PayPal is available to me Reviewed on: 3rd June 2026

Very easy to use.

5
Very easy to use. No hidden information just straightforward pay in 3 payments. Other companies complicate it with different pages and terms whereas PayPal is easy Reviewed on: 3rd June 2026

I usually use pay in 3 whenever I want to buy someth...

5
I usually use pay in 3 whenever I want to buy something that I can't afford, it's an excellent optionfor me. Reviewed on: 3rd June 2026

It’s great to have pay in 3 helps to spread the cost...

5
It’s great to have pay in 3 helps to spread the cost without being too long Reviewed on: 3rd June 2026

Quick n simply way of paying online

5
Quick and simply way of paying online as payment details saved so no sign to keep entering. Also PayPal is accepted in almost all online site. Reviewed on: 3rd June 2026

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