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PayPal: Pay in 3 reviews

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4.93
Based on 39,843 reviews, last reviewed 27th Apr 2026
1650400% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app. Easy to use app.. Secure. Friemdly staff Reviewed on: 27th April 2026
Sue 's avatar
Sue

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39843)

Staff ok English very bad for telephone staff hard t...

5
Staff ok English very bad for telephone staff hard to understand Reviewed on: 11th May 2024
Marcelo 's avatar
Marcelo

I've been using Pay in 3 for years!

5
I've been using Pay in 3 for years, there's a safe element knowing if something goes missing or I change my mind if its a gift I can rely knowing there's someone there to investigate or return an item without spending such a huge amount. Reviewed on: 11th May 2024
Stella M's avatar
Stella M

It's helped me

5
It's helped me purchase things I need while balancing my finances Reviewed on: 11th May 2024
Crissy Weller 's avatar
Crissy Weller

So easy to use and allow budgeting for slightly larg...

5
So easy to use and allow budgeting for slightly larger purchases… Reviewed on: 11th May 2024
John h's avatar
John h

Overall excellent job an opportunity to meet the fin...

5
Overall excellent job an opportunity to meet the financial needs at your finger tips Reviewed on: 11th May 2024
Nadir A's avatar
Nadir A

psypal very helpful especially pay in 3

5
Find psypal very helpful especially pay in 3 Reviewed on: 11th May 2024
Manjinder 's avatar
Manjinder

Couldn’t live without it!

5
I have never had any trouble with this method of payment. The credit doesn’t stack up as it’s set to auto pay every month. It’s my preferred method of payment to simplify expenses it’s easier to manage some big payments when it’s split in 3. The customer service is also fantastic not only has the help I’ve been give been generally good but the wait time on a call are fantastic considering the size of the company. Overall couldn’t live without it. Reviewed on: 11th May 2024
Luiza Z's avatar
Luiza Z

It was very helpful to me and it is the...

5
It was very helpful to me and it is the best option Reviewed on: 11th May 2024
Michal B's avatar
Michal B

Ease if use is crucial

5
So easy to use, highly recommend to anyone. Makes payment for more expensive items much more manageable. Doesn't feel as bad as having longer term debt. I have used several times and will continue using. Reviewed on: 11th May 2024
Rsdan26's avatar
Rsdan26

My experience with PayPal is wonderful service, very...

5
My experience with PayPal is wonderful service, very easy to do shopping online or in store and very reliable to pay or refund fees Reviewed on: 11th May 2024
Kenny O's avatar
Kenny O

Review PayPal: Pay in 3 now

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