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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (95287)

Helped me pay for a last minute dress for my friends...

5
Helped me pay for a last minute dress for my friends wedding. My weight has fluctuated a little, so I wanted to buy something closer to the date, to ensure it would fit properly without running the risk of it looking like I’m wearing a tent haha Reviewed on: 30th May 2026

Facilitates international career

5
Having to move between two countries for work, PayPal has made life so much easier than with bank cards. Reviewed on: 30th May 2026

really easy to use

5
Just really easy to use and that’s the main thing for me Reviewed on: 30th May 2026

Great experience and evolution over time

5
Great experience and evolution over time Reviewed on: 30th May 2026

Always use pay in three no problems with it

5
Always use pay in three no problems with it Reviewed on: 30th May 2026

Never had a problem, love the pay in 3 as a standby...

5
Never had a problem, love the pay in 3 as a standby for consider purchases. In addition the security using PayPal gives such piece of mind, thank you Reviewed on: 30th May 2026

Been using for over 20 years

5
Been using for over 20 years, still very useful for a range of purchases. Reviewed on: 30th May 2026

Such a helpful plan

5
This is an excellent plan, with a very trustworthy company. For purchases over £20 you have the option to pay in three equal monthly instalments - subject to approval. I have used this plan on several occasions and find it such a help. Paypal are excellent in their communication emails, always sending a reminder before payment is taken and a confirmation afterwards. Reviewed on: 30th May 2026

Dealing with problem

5
They dealt with problem straight away and solved it quickly Reviewed on: 30th May 2026

Great service for UK payments

5
I've been happily using paypal for payments acrosd the UK for a whike and payments are fast and reliable Reviewed on: 30th May 2026

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