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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94667 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94667)

Not sure id use again depending how issue is resolved.

Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft. Customer service were really helpful and im just waiting for a resolution. Hoping they cover overdraft fees. Reviewed on: 28th May 2026

Great service

Always simple and straight forward, with plenty of notifications given. Reviewed on: 28th May 2026

Can Always Trust PayPal

Always trust PayPal with the big and little purchases. They have a good range of products and I particularly like their pay in 3 option to help spread the cost without paying interest. Reviewed on: 28th May 2026

A Reliable and Secure Way to Manage Money Online

I have been using PayPal for years, and it continues to be my go-to platform for online transactions. Whether I am shopping online, splitting a dinner bill with friends, or getting paid for work, the entire process is consistently smooth. The app and website are both intuitive and easy to navigate, making it incredibly simple to link bank accounts and cards securely. What really sets PayPal apart is the peace of mind it offers. Knowing that my financial details are hidden from merchants and that their Buyer Protection has my back if something goes wrong is a massive advantage when navigating the web. Reviewed on: 28th May 2026

Absolutely fantastic service support

Absolutely fantastic service support Reviewed on: 28th May 2026

I managed to buy my shoes using the 3 part payment,...

I managed to buy my shoes using the 3 part payment, very handy because they were the last pair left, and I didn’t miss out Reviewed on: 28th May 2026

PayPal 100%

Always been happy using PayPal would recommend to everyone paying online so safe I use it all the time and will use it for the rest of my life Reviewed on: 28th May 2026

Paypal has helped me out in so many situations

Paypal has helped me out in so many situations, whether it be starting a pool to collect money within a group for a trip away or even a kitty for a night out. The really helpful part is the pay over 3 installments feature on bigger payments, it's help secure some emergency bills and secure hotel trips in the past. Would definitely recommend Reviewed on: 28th May 2026

Excellent service

Whenever in need I’ve always gone for PayPal. Needed to book flights and it helped me book without any hassle Reviewed on: 28th May 2026

Simple and easy to navigate

Used pay in 3 for the first time. Really easy and simple to do, convenient and really easy to make voluntary payments ahead of the scheduled date. Reviewed on: 28th May 2026

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