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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94532 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94555)

Always happy to help when you speak to someone

Always happy to help when you speak to someone Reviewed on: 27th May 2026

Great Experience

Great Experience, I remember when I needed some clarity around a purchase I made and the person gave me a quick and efficient response, which is just what I needed. Great customer service, especially to long-serving customers. Reviewed on: 27th May 2026

Great service would recommend

It’s been a great way to space out payments and easy to use and made buying bigger purchases much easier. I was a little worried about using a pay in 3 but after using paypal I feel so much more confident and would recommend it to anyone else. Reviewed on: 27th May 2026

Hazel's revirw

Like to way I get notified of payments and how many remain. Reviewed on: 27th May 2026

This is an amazing service and provides people to sp...

This is an amazing service and provides people to spread the cost over a longer period. Would highly recommend to family and friends. Reviewed on: 27th May 2026

My Experience is always excellent.

My Experience is always excellent. Reviewed on: 27th May 2026

Couldn’t fault them

Always used PayPal and grateful for any help I’ve needed over the years. Customer service has always helped me. Reviewed on: 27th May 2026

Reliable and Convenient Way to Spread Payments

I’ve been using PayPal Pay in 3 for a while now, and it’s been really convenient for spreading out larger purchases without paying interest. The application process is quick, repayments are easy to track in the PayPal app, and payments are taken automatically, which helps avoid missing instalments. What I like most is that it’s integrated directly into PayPal, so it feels secure and familiar when shopping online. It’s especially useful for budgeting because you can split the cost into three manageable payments instead of paying everything up front. The only downside is that not all retailers offer Pay in 3, and it’s important to make sure you have enough money available for future instalments. Overall, it’s a helpful option for responsible spending, and I’d definitely recommend it for occasional larger purchases. Reviewed on: 27th May 2026

It’s really easy safe and I love it.

It’s really easy safe and I love it. Reviewed on: 27th May 2026

Provides flexibility making payments

Provides flexibility making payments. Reviewed on: 27th May 2026

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