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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (91301 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (91420)

Customer satisfaction

Never had a problem that was not dealt with swiftly. Reviewed on: 16th May 2026

I had good experience specifically with pay later op...

I had good experience specifically with pay later option Reviewed on: 16th May 2026

Pay in 3 helps me to get the things I need quicker.

Pay in 3 helps me to get the things I need by spreading the cost over 3 months with no interest. Thank you! Reviewed on: 16th May 2026

PayPal provides the opportunity

PayPal provides the opportunity to pay in 3, which is great. As a buyer it allows me to spread my cost which and makes purchasing more approachable. If it wasn’t for the pay in three I wouldn’t buy half the things that I have bought. The app and website is very user friendly and easy to access. Very little hassle which is fantastic. I’ve been using PayPal for years and will keep doing so! Reviewed on: 16th May 2026

Just easy and efficient way of receiving and paying

Just easy and efficient way of receiving and paying Reviewed on: 16th May 2026

Helps when it comes to big spends.

Helps when it comes to big spends. It’s not eligible all the time but it’s easy to keep track on these things. The notifications help a lot too so you at least know what’s coming out next. It’s good that it’s there but it’s easy to do it too much. Good service to have though Reviewed on: 16th May 2026

Excellent service.

Excellent service. very polite call handlers Reviewed on: 16th May 2026

You took money out of my account on numerous times,...

You took money out of my account on numerous times, then said I was fair to make payments when i had purchased anything. I eventually got my mortgage back, but since then I have always been refused pay in 3 from yourselves . I can get it from your competitors. Reviewed on: 16th May 2026

Helpful and friendly.

Helpful and friendly. Good easy website to use. Reviewed on: 16th May 2026

Simple to use and safe.

Simple to use and safe. Always feels secure. Reviewed on: 16th May 2026

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