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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78543 reviews)

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4.76

Based on 78,358 reviews, last reviewed 1st Jul 2026

5278700% increase in 5 star reviews

in the past 90 days

9800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just so easy to use! Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026

Latest lowest rating:

1

pay in 3 Most of the time it won't allow me to pay in 3 ?? No reason given Reviewed on: 1st July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78544)

Convenience and budgeting at its best !

Very easy to use and convenient and great for budgeting Reviewed on: 22nd April 2026

It does what it's supposed to do, nothing more to...

It does what it's supposed to do, nothing more to say Reviewed on: 22nd April 2026

Still not allowed PayPal credit and I used to always...

Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come back. Complete waste of time very disappointed Reviewed on: 22nd April 2026

Excellent service.

Excellent service. Very efficient and reassuring handling payments. Reviewed on: 22nd April 2026

Pay in 3 Great interest free option

Great interest free option, I use it a lot. Reviewed on: 22nd April 2026

The pay in 3 feature is a god send thank you PayPal...

The pay in 3 feature is a god send thank you PayPal for helping me when I needed it most x Reviewed on: 22nd April 2026

Pay pal is very useful, quick and easy to use.

Pay pal is very useful, quick and easy to use. Transaction always arrive in seconds. I would 100% recommend PayPal and wish more people used it so I would use if more and more Reviewed on: 22nd April 2026

Very convenient and easy to use accepted widely in a...

Very convenient and easy to use accepted widely in a variety of retailers. Easy to set up and use Reviewed on: 22nd April 2026

PAYPAL GREAT, SUPER, EXCELLENT

Using PayPal Pay in 3 has been a practical and reliable way for me to manage larger purchases without putting pressure on my monthly budget. I’ve found the application process straightforward, the repayment schedule clear, and the automatic payment reminders helpful for staying organised. Splitting payments into three interest-free instalments has allowed me to make necessary purchases more comfortably while maintaining control of my finances. I also value the added convenience and security of using PayPal, which makes transactions feel quick, transparent, and easy to track in one place. Reviewed on: 22nd April 2026

easy to set up

It was easy to set up, and reminders of upcoming payment were useful Reviewed on: 22nd April 2026

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