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PayPal: Pay in 3 reviews

4.76
Based on 76,394 reviews, last reviewed 26th Jun 2026
5091300% increase in 5 star reviews
in the past 90 days
9400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was really good and helpful, it helped me put It was really good and helpful, it helped me put Reviewed on: 26th June 2026
Ben S's avatar
Ben S

Latest lowest rating:

1

The whole experience has been terrible! The whole experience has been terrible! I returned an item as advised by paypal because it was not as described but paypal continued take the pay in ... Read more Reviewed on: 26th June 2026
Andrew C's avatar
Andrew C

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (76757)

Great service!

5
Great service! Simple and straightforward. Reviewed on: 19th April 2026

A Reliable Standard

5
Honestly, I’ve been using PayPal for years now and it’s easily my go-to for shopping online. There is just something so much more relaxing about not having to dig through my wallet for my debit card every single time I want to buy something. You just log in, click a button, and you’re sorted. I’m a big fan of the security side of things too. I once bought a jacket from a random site that turned out to be a bit dodgy, and PayPal actually helped me get my money back without any real fuss. It’s like having a bit of a safety net for your bank account. The app is dead easy to use as well. I use it all the time to pay back mates for dinner or drinks, and the money usually hits their account instantly. It’s true that their exchange rates aren't always the absolute best if you’re buying stuff from abroad, but for the sheer convenience and peace of mind, I really can’t complain. It just works exactly how you’d want it to. Reviewed on: 19th April 2026

Great way of spreading the cost in a safe way

5
Great way of spreading the cost in a safe way Reviewed on: 19th April 2026

Best experience and most trusted with money

5
Best experience and most trusted with money Reviewed on: 19th April 2026

Top notch

5
Overall Satisfaction, seamless payment method. Reviewed on: 19th April 2026

Great service.

5
Great service. I have not had any problems using the account Reviewed on: 19th April 2026

Excellent

5
Good experience with PayPal, not got a bad word to say. Reviewed on: 19th April 2026

Secure payment portal

5
Pay pal is a secure payment portal and over 10 years I never had issues. Reviewed on: 19th April 2026

Secure payment portal

5
Pay pal is a secure payment portal and over 10 years I never had issues. Reviewed on: 19th April 2026

I love having the option to choose to pay in 3

5
I love having the option to choose to pay in 3 because it helps with my cash flow. It's really easy and quick to use. Reviewed on: 19th April 2026

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