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PayPal: Pay in 3 reviews

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4.93
Based on 41,745 reviews, last reviewed 1st May 2026
1830500% increase in 5 star reviews
in the past 90 days
3400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and reliable, decision about credit was given i... Fast and reliable, decision about credit was given in seconds Reviewed on: 1st May 2026
Adam Plucner's avatar
Adam Plucner

Latest lowest rating:

2

Payment failed twice, which withheld funds My payment failed twice, and because of the holding amount being the full value of the first month, my payment didn't happen, but the money was taken ... Read more Reviewed on: 1st May 2026
Josh W's avatar
Josh W
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (41745)

It’s amazing to spread cost and so easy to set up!

5
It’s amazing to spread cost and so easy to set up! Reviewed on: 11th May 2024
Nord Herida's avatar
Nord Herida

Never had an issue with PayPal, all payments have we...

5
Never had an issue with PayPal, all payments have went through with no issue. Pay in 3 has been very very useful for me as well Reviewed on: 11th May 2024
Glenn M's avatar
Glenn M

Forget a credit card, PayPal is more versatile.

5
I actually prefer PayPal than using a credit card. The buyer protection is an integral part of my choice as well as the various payment options that are available. I regularly use the pay in 3 option and I also take advantage of the 4 months 0% Apr. Reviewed on: 11th May 2024
David T's avatar
David T

intuitive and easy to use

5
The UI was easy to use, payments were simple and easy to make, everything contractually important was explained and helped me to understand my responsibilities as a customer but also the consequences should payments not be made. Reviewed on: 11th May 2024
Zodiac's avatar
Zodiac

I use PayPal whenever I can

5
I use PayPal whenever I can ! Trustworthy and guaranteed. Reviewed on: 11th May 2024
Barbara R's avatar
Barbara R

Easy to manage and good offers to afford what you...

5
Easy to manage and good offers to afford what you need Reviewed on: 11th May 2024
Julie B's avatar
Julie B

Pay in 3 is amazing value for money.

5
Pay in 3 is amazing value for money. Always very accessible and handy to have if something needs buying or is just that little bit too much. Reviewed on: 11th May 2024
Wulfric R's avatar
Wulfric R

Living better with more freedom paypal in 3 offers

5
Always happy to use 3 in 1 as I cannot always pay / afford full amount in one so great service. During the cost of living crisis I feel.paypal offers me opportunity to have some freedom. From paying bills for essential daily living to living daily which is essential for better living with a few treats for my family and myself. Reviewed on: 11th May 2024
Shaz c's avatar
Shaz c

Very convenient.

5
Very convenient. Helped me spread the cost of lots of things, and it’s easy to set up and pay. Reviewed on: 11th May 2024
Nick C's avatar
Nick C

it's alright very convenient nice and quick to use l...

5
it's alright very convenient nice and quick to use lovely Reviewed on: 11th May 2024
H k's avatar
H k

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