Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76351 reviews)

View other PayPal products

4.76

Based on 76,319 reviews, last reviewed 25th Jun 2026

5084100% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal pay in 3, one of my favourite ways to pay. PayPal pay in 3 is such a great way to be able to afford things to be able to treat yourself. It’s great and I often use this method to make my money ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (76351)

What's not to love?

I have used. PayPal with no issues for more than 20 years. I have linked various loyalty cards and retailers to maximise benefits. Reviewed on: 18th April 2026

Safe and Sound

The best way to spread a big cost Reviewed on: 18th April 2026

Always quick and easy to set up if I need to, and I...

Always quick and easy to set up if I need to, and I can see when payments will be taken. Reviewed on: 18th April 2026

Always very clear with the pay in 3 plan, and the em...

Always very clear with the pay in 3 plan, and the emails i receive around 10 days before the payment is due is very effective! i have never missed a payment due to this Reviewed on: 18th April 2026

My Experience Using PayPal

I have been using PayPal for several years, mainly for online payments and international transactions. Overall, my experience has been positive and convenient. One of the main advantages for me is how easy it is to send and receive money, especially when dealing with people or businesses in different countries. It saves time compared to traditional bank transfers, and the fees are usually clear. I also appreciate the level of security PayPal provides. I feel more confident making online purchases because my card details are not directly shared with sellers. In case of any issues, the dispute resolution system is helpful, although it can sometimes take time. Another benefit is the integration with many online platforms and marketplaces, which makes payments quick and simple. The mobile app is also user-friendly and allows me to manage transactions on the go. However, there are a few downsides. Transaction fees can be relatively high in some cases, especially for currency conversion. Occasionally, account limitations or verification requests can be inconvenient. In conclusion, PayPal is a reliable and widely accepted payment system that I find very useful for both personal and business purposes, despite some minor drawbacks. Reviewed on: 18th April 2026

Great website&app.

Easy to pay with. If there's sg wrong with my item that I bought or there's an issue with a payment they're quick to respond and sort it. Reviewed on: 18th April 2026

Excellent service great service awesome service

Excellent service great service awesome service Reviewed on: 18th April 2026

Paypal is so easy to use, but most importantly, PayP...

Paypal is so easy to use, but most importantly, PayPal is a very safe way to pay Reviewed on: 18th April 2026

I bought a phone from this service and it was really...

I bought a phone from this service and it was really great it was easy and convenient to purchase and its herself free Reviewed on: 18th April 2026

PayPal all the way

PayPal is easily the best money helper and saver. My whole family use it and I had no hesitation choosing PayPal too Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 145391 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub