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PayPal: Pay in 3 reviews

4.93
Based on 47,220 reviews, last reviewed 7th May 2026
2347700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safest option Always feels like a safe method of paying for thing Reviewed on: 7th May 2026
Owen 's avatar
Owen

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47220)

Pay in 3 is amazing.

5
Pay in 3 is amazing. It's so easy to use that I often buy stuff simply because pay in 3 is an option. Reviewed on: 24th May 2024

Excellent can’t fault it and also it gives you a bre...

5
Excellent can’t fault it and also it gives you a breather every month Reviewed on: 24th May 2024

A great service from PayPal

5
Super easy to use and a great way to spread the cost. I use it on a regular basis for the more expensive purchases to help balance the impact out on my bank balance. It's a payment that's scheduled to go, so you don't have to remember and it helps take the pressure off Reviewed on: 24th May 2024

Pay in 3 fills me with glee!

5
Paypal is secure, convenient, and the Pay in 3 option has made it easier to get my essentials and manage the cost on a month by month basis. Pay in 3 is easy to use and a bit of a godsend at times! Reviewed on: 24th May 2024

Easy to use.

5
Easy to use. Spread the cost without interest Reviewed on: 24th May 2024

I love paypal it's the most comprehensive payment pl...

5
I love paypal it's the most comprehensive payment platform on the market Reviewed on: 24th May 2024

It gives more time to pay, which makes life much mor...

5
It gives more time to pay, which makes life much more easier and stress free. Reviewed on: 24th May 2024

Great and easy to use

5
Its quick and simple to use. Love the pay in 3 option so much helpful when low on funds etc. Reviewed on: 24th May 2024

Pay in 3 is an excellent service spreading the cost...

5
Pay in 3 is an excellent service spreading the cost of a large purchase evenly over 3 months- interest free! I have used this hassle free feature of PayPal multiple times now and find it very useful. Reviewed on: 24th May 2024

Love it very convenient and I think it's a brilliant...

5
Love it very convenient and I think it's a brilliant paying in instalments makes things a bit less stressful. Reviewed on: 24th May 2024

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