Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,675 reviews, last reviewed 10th May 2026
2483000% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service Never had any problems and the pay in 3 is super handy for bigger purchases Reviewed on: 10th May 2026
Natasha  Cowlin 's avatar
Natasha Cowlin

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48675)

Love using PayPal it’s safer and easier for me

5
Love using PayPal it’s safer and easier for me Reviewed on: 27th May 2024

It was easy to use.

5
It was easy to use. A nice convenient way to break up the payments. Recommended Reviewed on: 27th May 2024

PayPal is just easy and gives breathing space

5
PayPal is just easy and gives breathing space Reviewed on: 27th May 2024

I often pay for goods I’ve ordered by PayPal pay in 3.

5
I often pay for goods I’ve ordered by PayPal pay in 3. It makes items you want affordable as you don’t have to pay all in one go, but can spread the cost over 3 monthly payments. I would definitely recommend using PayPal pay in 3. Reviewed on: 27th May 2024

Savior of struggle

5
Easy to use with versatility, just few steps on mobile app. With the buyer and seller protection makes me feel comfortable with it. Really helps me when I can’t afford paying in full. Reviewed on: 27th May 2024

FANTAATIC SERVICE

5
I have used it a few times its very good when you dont want to pay one lump sum and can spread it out over the next few months i will usw it many more times hopefully Reviewed on: 27th May 2024

Ease of use and just right for my needs.

5
Ease of use and just right for my needs. Reviewed on: 27th May 2024

I've used PayPal since 2007 .

5
I've used PayPal since 2007 . It reliable and safe to use when shopping online or selling stuff online. The dispute resolution service is easy to use when goods are faulty or don't arrive Reviewed on: 27th May 2024

I think PayPal Pay in 3 is great, I've used it many...

5
I think PayPal Pay in 3 is great, I've used it many times to help pay for things when I just don't have enough. The fact that the service is interest free and is easy to access via the app is helpful. You can easily see what plans you have with PayPal and when the next payment will be, you can also pay back early! Reviewed on: 27th May 2024

Quick, easy to use, set out very well

5
Quick, easy to use, set out very well Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 103099 reviews
    PayPal
    View all products