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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49527 reviews)

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4.93

Based on 49,527 reviews, last reviewed 11th May 2026

2563400% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use service, widely available to use in a lo... Easy to use service, widely available to use in a lot online shops Reviewed on: 11th May 2026

Latest lowest rating:

1

not worth. its not not worth. very less amount. should br more limit Reviewed on: 11th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49527)

PayPal "pay in 3" - a simple yet great way to pay

I have been using PayPal for years to pay or receive money and it is efficient easy way to do so. When I have tried "Pay in 3" option, I found it brilliant! Three simple pre-calculated instalments, no extra interest on each payment, dates clearly set out in PayPal wallets and option to pay off early if you wish too! And most important, if this payment option appearing as "pre-approved", it stays that way - no nasty surprise with sudden changes of pre-approvals. This feature helped me greatly with many purchases and my finances management. Will use it for sure in the future again! Reviewed on: 29th May 2024

Easy to do & track, clear payment dates, flexibility...

Easy to do & track, clear payment dates, flexibility to pay early, I was covered & refunded when a business I had paid went out of business before supplying goods. Reviewed on: 29th May 2024

Smooth and easy experience.

Smooth and easy experience. The process is not stressful at all. I will recommend to everyone Reviewed on: 29th May 2024

Quick, easy and efficient.

Quick, easy and efficient. Simple to set up and payments taken automatically. Reviewed on: 29th May 2024

Easy financial management tool

I've been using it with ease for about a year and its helped me to purchase both larger items and smaller personal items with ease and efficiency. No hidden fees, easy app navigation and tool to manage finances. Reviewed on: 29th May 2024

Great idea for those unexpected purchases to make it...

Great idea for those unexpected purchases to make it manageable. Reviewed on: 29th May 2024

PayPal offers an amazing feature where you can pay f...

PayPal offers an amazing feature where you can pay for your purchase in three instalments. No interest and no late fees, which makes it really easy to budget. This is brilliant for larger purchases such as a big food shop or travel expenses. All with the added security of PayPal's systems and customer service. Reviewed on: 29th May 2024

So convenient

Highly convenient, easy to do, very supportive and really easy to manage. Much easier way to pay. Reviewed on: 29th May 2024

Wouldn’t be without it!

Use pay in 3 regularly. It’s really easy to use - smooth transactions and excellent communication via PayPal Reviewed on: 29th May 2024

Easy and convenient

By splitting larger payments I can manage my money better it was easy to set up and I’m notified when payments are coming out of my account Reviewed on: 29th May 2024

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