Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 49,979 reviews, last reviewed 13th May 2026
2606300% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Acted in a very professional manner. Acted in a very professional manner. Reviewed on: 13th May 2026
Ade Koya's avatar
Ade Koya

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49979)

Fishing tackle galore

5
Being retired, I go fishing a lot. One week I need a rod, the next week I need something else. Having pay in three, from PayPal, gives me the freedom to buy what I want when I want as long it's over £30 each time. If a new product comes on the market, no worries, I can get it. My fishing as improved as a result of having pay in three from PayPal. Reviewed on: 29th May 2024

PayPal Brilliance

5
Excellent to help pay off not all at once if ya haven't got it. Reviewed on: 29th May 2024

Couldn’t be without PayPal

5
Always easy to use and quick to respond and resolve Reviewed on: 29th May 2024

Pay in 3

5
Extremely helpful when you need to make a sudden purchase but don’t have the exact needed funds at that moment. Saved me a lot of hassle on more than one occasion! Reviewed on: 29th May 2024

Quick, easy, safe platform

5
I’ve been using PayPal for years and it’s very helpful and easy to use. The app is very handy and clear to follow the plans. I love this service Reviewed on: 29th May 2024

Great service since its inception.

5
Great service since its inception. I have been a member for numerous years and see no need to change. Reviewed on: 29th May 2024

I feel very secure using Paypal

5
I feel very secure using Paypal and the pay in three facility is very useful especially with with the cost of living the way it is. Reviewed on: 29th May 2024

Pay in 3 pretty good

5
I have used pay in 3 for several purchases. I've found it to be a cost effective way of breaking down larger or even moderate purchases. Making it easier to manage my money. The payments are easy to track and monitor. Reviewed on: 29th May 2024

Satisfied

5
I am verry satisfied to use paypal!I love it! Reviewed on: 29th May 2024

Easy to navigate and understand

5
Easy to navigate and understand, information is relevant and appropriate. I can get done the things that I need to get done! Reviewed on: 29th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 105491 reviews
    PayPal
    View all products