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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49910 reviews)

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4.93

Based on 49,910 reviews, last reviewed 12th May 2026

2599700% increase in 5 star reviews

in the past 90 days

5000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Exceptional Pay in 3 plan Exceptional Pay in 3 plan takes away the pressure on monthly finances Reviewed on: 12th May 2026

Latest lowest rating:

1

They block me from this service since I do a return... They block me from this service since I do a return ever since they got me collecting points an paying in full but it doesn’t matter as I can pay for ... Read more Reviewed on: 12th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49910)

PayPal took payment three times for one transaction

I had some issues recently where PayPal took out a payment THREE TIMES which was not only an error on their part but they stated it was something I'd done. It also pushed me further in to my overdraft with my bank and left me unable to pay a vital bill Reviewed on: 29th May 2024

excellent experience!!

excellent experience makes paying and maintaining a lot easier. I can manage my payments a lot easier by paying in 3 Reviewed on: 29th May 2024

PayPal pay in 3 I love because I can check out at mo...

PayPal pay in 3 I love because I can check out at most retailers and use this option for a flexible payment method. It helps me out a lot. I use Klarna from time to time but I find you just can’t check out at as many places using that as you can PayPal. Reviewed on: 29th May 2024

Interest free assistance

Pay in 3 allowed me to spread the cost of a large unexpected cost interest free. Much appreciated Reviewed on: 29th May 2024

Brilliant service.

Helpful customer service team. Safe a secure way of paying offering protection for myself when buying. Very happy with the service and the app always works for me. Not a massive fan of the crypto section but no really fussed. PayPal credit has been hassle free as well and easy to manage. Reviewed on: 29th May 2024

Handy little feature

In the last few years have seen changes within how PayPal is set up. Pay in 3 is handy with no interest, you can pay early and you get a clear reminder about payments being due Reviewed on: 29th May 2024

It was very simple and I love that it offers it on t...

It was very simple and I love that it offers it on the spot! I’ve used it a few times and puts me at ease knowing Incan use that service Reviewed on: 29th May 2024

Great stuff, really useful tool.

Great stuff, really useful tool. Makes paying for larger items that much more manageable Reviewed on: 29th May 2024

Easy to use and very helpful to spread payments.

Easy to use and very helpful to spread payments. Reviewed on: 29th May 2024

Very easy service to use.

Very easy service to use. Helps with expensive purchases, spreading the cost with no fee. Reviewed on: 29th May 2024

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