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PayPal: Pay in 3 reviews

4.93
Based on 48,663 reviews, last reviewed 9th May 2026
2481900% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

Very easy to use PayPal is very easy to use and makes online payments quick and secure. I like how fast money transfers are, and the buyer protection gives extra confi... Read more Reviewed on: 9th May 2026
Reichelle M's avatar
Reichelle M

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48663)

Simple and quick, easy to manage.

5
I have used this option many times. It's straight forward and quick to setup. It shows you the payment plan dates and amounts. PayPal notify you of the upcoming payments before they are taken. The ability to pay off the amount early through the app makes it so convenient to manage. Reviewed on: 22nd May 2024

PayPal is secure and widely accepted

5
PayPal is secure, widely accepted across various merchant websites and very easy to use. Just make your purchase and the payment is automatically debited from your card or bank account at the set date. Reviewed on: 22nd May 2024

Pay in 3 - sorted!

5
Never had any issues with PayPal. Pay in 3 is a godsend. I can spread the cost of purchases across 3 months with no interest to pay. Sorted! Reviewed on: 22nd May 2024

Its simple and affordable breaking payments into three

5
Its simple and affordable breaking payments into three Reviewed on: 22nd May 2024

My credit approval process was seamless and came as...

5
My credit approval process was seamless and came as urgently as I needed it. Reviewed on: 22nd May 2024

Excellent

5
Nothing can beat this. Excellent in all ways Reviewed on: 22nd May 2024

I’m quite happy about pay in 3 instalment.

5
I’m quite happy about pay in 3 instalment. Im able to pay for things that could have been difficult in one go pay. Also I must commend the customer service team as they were a delight, very pleasant and patient when I had issues with making multiple payment for the same item. Reviewed on: 22nd May 2024

Great ! Top service !

5
Great ! Top service ! Suprer fast ! Reviewed on: 22nd May 2024

It’s very good never have had a issue

5
It’s very good never have had a issue Reviewed on: 22nd May 2024

Excellent pay in 3

5
Very good experience for pay in 3 Reviewed on: 22nd May 2024

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