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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48675 reviews)

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4.93

Based on 48,675 reviews, last reviewed 10th May 2026

2483000% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great service Never had any problems and the pay in 3 is super handy for bigger purchases Reviewed on: 10th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48675)

Freedom 66

Gives me more options to buy stretching payments over 3 months Reviewed on: 22nd May 2024

Safe and quick to use online

I use Paypal for online purchases mainly. I think itsa safe option and is quick and easy to use Reviewed on: 22nd May 2024

Briliant service

I've been using PayPal and PayPal credit for more than 10 years and I'm very happy with the service provided. Reviewed on: 22nd May 2024

I like splitting my payments online

I like splitting my payments online Reviewed on: 22nd May 2024

So useful!

I use Pay in 3 all the time and never had any issue with it. Easy to use, useful reminders before every monthly payment… It happened a couple of times that the card linked to an upcoming payment had insufficient funds and I realised too late, but as soon as I transferred money to the correct account it was easy to make the missed payment. I wouldn’t change a thing, I love it and think it’s great! Reviewed on: 22nd May 2024

Consistently used PayPal pay in 3 for all my large p...

Consistently used PayPal pay in 3 for all my large purchases, Christmas presents and household essentials. Love it. So many things I wouldn’t have been able to afford without it. Reviewed on: 22nd May 2024

Takes the pressure off paying in one.

Takes the pressure off paying in one. Love the idea of leaving pay pal to sort it out each month. Will definitely use it again. Reviewed on: 22nd May 2024

Great service

Very efficient and. Good communication Reviewed on: 22nd May 2024

Never had an issue and pay in 3 is simple...

Never had an issue and pay in 3 is simple to use Reviewed on: 22nd May 2024

This has been a helpful way to spread the cost of it...

This has been a helpful way to spread the cost of items. PayPal have made it easy and very reliable, minimising the hassle of inputting bank card or credit card details by being able to use my PayPal account. Reviewed on: 22nd May 2024

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