Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 46,573 reviews, last reviewed 6th May 2026
2285900% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always smooth and quick transactions Always smooth and quick transactions Reviewed on: 6th May 2026
Greta R's avatar
Greta R

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (46573)

Easy to use

5
Not much to say, easy to use and auto fills delivery info if paypal checkout available, so I don't have to. Reviewed on: 12th May 2024
Gautam M's avatar
Gautam M

Excellent

5
Just excellent I wouldn't have been able to afford so many nice things without this service. Love it! Reviewed on: 12th May 2024
Gambinoage's avatar
Gambinoage

Great service

5
PayPal has always been great to use; and their customer support team are always helpful Reviewed on: 12th May 2024
Fran M's avatar
Fran M

Manageable instalments with the pay in 3 option, ena...

5
Manageable instalments with the pay in 3 option, enabling you to budget and without having to pay interest. Highly recommended. Reviewed on: 12th May 2024
Sarah's avatar
Sarah

Great and straight forward.

5
Great and straight forward. Easy to use and no hidden fees Reviewed on: 12th May 2024
Amro A's avatar
Amro A

Easy to use

5
Very easy to use, clear on how the process works. Able to use on the majority of purchases made which is fantastic. Can set it to direct debit for payments so you don’t need to worry about missing a payment. Reviewed on: 12th May 2024
SM's avatar
SM

Great way to purchase and manage finances

5
I have used pay in 3 on numerous occasions. It is so helpful to spread the costs of large purchase's over a short period of time and therefore, helps me managed my finances better. Reviewed on: 12th May 2024
Jill H's avatar
Jill H

It's quick and easy, no major issues, although..

5
It's quick and easy, no major issues. Although, I can't change my address from Dundee City, back to Dundee in PayPal. I keep getting messages that it's not correct, it is but Dundee addresses don't use Dundee City in the actual address. Please sort this. Everything else is fine. Thank you Reviewed on: 12th May 2024
Pauline C's avatar
Pauline C

Good experience from PayPal enjoyed the service

5
Good experience from PayPal enjoyed the service Reviewed on: 12th May 2024
Ezekiel O's avatar
Ezekiel O

Love PayPal

5
Love PayPal easy to send/receive money and PayPal credit and pay in 3 are great for buying more expensive items and spreading the cost over time I will always use PayPal my whole life Reviewed on: 12th May 2024
Lee's avatar
Lee

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Credit card

    from PayPal 4.91 from 78 reviews
    PayPal

  • Payments

    from PayPal 4.91 from 3705 reviews
    PayPal

  • PayPal Credit

    from PayPal 4.90 from 99445 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill