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PayPal: Pay in 3 reviews

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4.93
Based on 51,794 reviews, last reviewed 18th May 2026
2775300% increase in 5 star reviews
in the past 90 days
5400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for many years and never had... I've been using PayPal for many years and never had bad experience. It is easy and convenient to use. Plus, doesn't cost extra. I'm very pleased with... Read more Reviewed on: 18th May 2026
Tomasz B's avatar
Tomasz B

Latest lowest rating:

1

Easy short term borrowing I've never had any troubles it means in these days of monthly pay you caN if necessary get things you may need and pay it or part of it when u get pai... Read more Reviewed on: 17th May 2026
Tallperson's avatar
Tallperson
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (51794)

This has helped me build my credit score and help sp...

5
This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024
Kirsty L's avatar
Kirsty L

It’s great to pay in 3 rather than in one lump - wo...

5
It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024
Rebecca Moore's avatar
Rebecca Moore

Pay in 3 to manage my budget

5
I've used Pay in 3 a few times. It's super easy to view my plan and see when my payments will come out but it allows me to break up the cost of a bigger purchase into something manageable within my monthly budget. Haven't need customer service as found it really clear and easy to use. Recommend Reviewed on: 3rd May 2024
Rose's avatar
Rose

Excruciatingly difficult to amend payment details

3
Excruciatingly difficult to amend subscription payment details. In the past I’ve found them to be good but had real issues lately with apple subscriptions. Reviewed on: 2nd April 2024
AGP's avatar
AGP

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