Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (52105 reviews)

View other PayPal products

4.93

Based on 52,105 reviews, last reviewed 19th May 2026

2804600% increase in 5 star reviews

in the past 90 days

5400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love paypal!! Always handy, can make purchases without the worry of giving out personal bank details too. Reviewed on: 19th May 2026

Latest lowest rating:

1

Easy short term borrowing I've never had any troubles it means in these days of monthly pay you caN if necessary get things you may need and pay it or part of it when u get pai... Read more Reviewed on: 17th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (52105)

It was really easy to set up and pay

It was really easy to set up and pay Reviewed on: 10th May 2024

This has helped me build my credit score and help sp...

This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024

It’s great to pay in 3 rather than in one lump - wo...

It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024

Pay in 3 to manage my budget

I've used Pay in 3 a few times. It's super easy to view my plan and see when my payments will come out but it allows me to break up the cost of a bigger purchase into something manageable within my monthly budget. Haven't need customer service as found it really clear and easy to use. Recommend Reviewed on: 3rd May 2024

Excruciatingly difficult to amend payment details

Excruciatingly difficult to amend subscription payment details. In the past I’ve found them to be good but had real issues lately with apple subscriptions. Reviewed on: 2nd April 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 3.52 from 61 reviews
Buy Now Pay Later
from Butter 4.50 from 2 reviews
Buy now pay later
from Clearpay 3.36 from 55 reviews

Want to see more from PayPal?

Payments
from PayPal 4.91 from 3720 reviews
Credit card
from PayPal 4.90 from 83 reviews
PayPal Credit
from PayPal 4.90 from 110228 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub