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PayPal: Pay in 3 reviews

4.76
Based on 64,678 reviews, last reviewed 10th Jun 2026
3979700% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I would recommend PayPal. I use PayPal all the time, for both regular purchases I also find pay in 3 really useful for larger purchases. I have on a couple of occasions had to... Read more Reviewed on: 10th June 2026
Natalie H's avatar
Natalie H

Latest lowest rating:

2

PAYPAL HAVE MADE IT SO HARD TO USE THE APP I HAVE ST... PAYPAL HAVE MADE IT SO HARD TO USE THE APP I HAVE STOPPED USING IT Reviewed on: 10th June 2026
BRIAN M's avatar
BRIAN M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (64679)

The pay in 3 is so easy to do and helps out with hom...

5
The pay in 3 is so easy to do and helps out with home finances not having to pay out a large sum Reviewed on: 7th June 2024

Simple process makes it easy to use.

5
Simple process makes it easy to use. It’s a great way to spread the cost in a short and manageable way. The email reminders are very useful. Reviewed on: 7th June 2024

Could do with more options on % free or long term pa...

4
Could do with more options on % free or long term payments. After 4 months the rates are expensive. Reviewed on: 7th June 2024

Using a paypal for a veey long time and never disapo...

5
Using a paypal for a veey long time and never disapointed, great service. Reviewed on: 7th June 2024

Very simple and straightforward to use.

5
Very simple and straightforward to use. No "Gotchas" in the small print and ability to use across many different retailers and online platforms. It is also easy to track payments. A truly helpful payment plan. Reviewed on: 7th June 2024

Really seamless and helpful transactions.

5
Really seamless and helpful transactions. Making it easier to spread the cost of money Reviewed on: 7th June 2024

Awesome service

5
Easy to use , great products offered. Customer services easy to reach Reviewed on: 7th June 2024

Great easy way to shop .

5
Great easy way to shop . Love to spread the payments. Very clear with payment dates. Reviewed on: 7th June 2024

The whole process makes purchasing easy.

5
The whole process makes purchasing easy. I now set an overall budget for my Pay In 3 payments which helps me to buy expensive camera equipment as and when I can afford it. Reviewed on: 7th June 2024

Great most of the time.

4
Great most of the time. Can be a really helpful tool to lessen the blow of larger purchases Reviewed on: 7th June 2024

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