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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79155 reviews)

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4.76

Based on 79,072 reviews, last reviewed 2nd Jul 2026

5345900% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very good experience and very good at dealing with q... Very good experience and very good at dealing with queries quickly Reviewed on: 2nd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79156)

Every time I have used it I’ve earned points

Every time I have used it I’ve earned points Reviewed on: 7th April 2026

Trustworthy, Reliable and Efficient Banking Experience

I moved all my personal transaction to PayPal due to the high level of trust, efficiency and ease transaction process I have experienced with PayPal. PayPal gives me the opportunity to purchase items on the go even when I do not have cash at the time and it would be billed back to my bank. This has made my shopping experience so eventful and easy. I also feel very confident purchasing anywhere because I know my transactions are well protected and it is much easier to seek for review with dubious merchants as PayPal makes a great point in protecting its customers. Reviewed on: 7th April 2026

Pay in 3

Pay in 3 is excellent to spread the cost especially if you are on a state pension Reviewed on: 7th April 2026

Paypal have been very helpful and understanding and...

Paypal have been very helpful and understanding and quick to respond to customer queries Reviewed on: 7th April 2026

Lifeline

It's realy helpful for emergency items when you have the option to pay in 3 Reviewed on: 7th April 2026

Always professional when it comes to dealing with qu...

Always professional when it comes to dealing with queries. I find the service easy to use and is hassle free. Reviewed on: 7th April 2026

Straightforward, hassle free and allows me the freed...

Straightforward, hassle free and allows me the freedom to buy more over a period of time with the flexible payment/credit arrangement Reviewed on: 7th April 2026

Very reliable payment option

Very reliable retailers (I buy everything through PayPal, and the only time I bought without them, I got scammed for £800, and since then, I am always checking if the purchase I make has PayPal option, and if they don't, I DON'T buy) Reviewed on: 7th April 2026

Great experience, highly recommend.

Great experience, highly recommend. Reviewed on: 7th April 2026

we use paypal as our preffered way of paying online

we use paypal as our preffered way of paying online Reviewed on: 7th April 2026

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