Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 79,072 reviews, last reviewed 2nd Jul 2026
5345900% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience and very good at dealing with q... Very good experience and very good at dealing with queries quickly Reviewed on: 2nd July 2026
Victoria b's avatar
Victoria b

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026
Muha's avatar
Muha

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79098)

Good service

5
Great opportunity for buyers, that wants to split the cost. Reviewed on: 7th April 2026

Paypal really helpful

5
Paypal really helpful when I want to pay over a period of time. Reviewed on: 7th April 2026

Excellent service- makes life easier.

5
Makes paying for stuff easier. And is mainly free. Reviewed on: 7th April 2026

Never ever had a problem in all the years Ive used P...

5
Never ever had a problem in all the years Ive used Paypal. The services they provide makes buying the things I need more affordable which means I can treat myself and also buy the expensive essentials without worrying how I will afford things and I can pay stuff off quicker if I want too. Reviewed on: 7th April 2026

Easy to use, and option to pay in more time with 0%...

5
Easy to use, and option to pay in more time with 0% interest is very useful. Reviewed on: 7th April 2026

.PayPal -- Confidence inspiring!

5
I have been using PayPal for over 20 years, in that time I have never had cause to be worried about any transaction. The one problem I had about 15 years ago over a disappearing seller on eBAY was resolved in a matter of days by PayPal and all my funds reimbursed. All in all a very confidence inspiring financial organisation. Reviewed on: 7th April 2026

A great experience so far.

5
A great experience so far. The PayPal Credit option in 3 is just a useful option to have. Reviewed on: 7th April 2026

Positive Experiences after many years

5
I’ve always had positive experience with Paypal, with their finance, pay in 3 and their option to have different cards on my account. Customer service is always prompt too, I would recommend them. Reviewed on: 7th April 2026

Paypal everyone's friend

5
Banking at is best, all in one, fast transfers Reviewed on: 7th April 2026

It works and is simple.

5
It works and is simple. It is not riddled with useless AI features. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 147884 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3758 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 100 reviews
    PayPal
    View all products