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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78695 reviews)

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4.76

Based on 78,608 reviews, last reviewed 1st Jul 2026

5302200% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great company to use, never experienced an issue and... Great company to use, never experienced an issue and have used them for many years and will continue to do so. Reviewed on: 1st July 2026

Latest lowest rating:

1

chat service was terrible made things worse chat service was terrible made things worse Reviewed on: 1st July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78695)

A straight forward, no-nonsense service.

A straight forward, no-nonsense service. I've never had an issue with PayPal. Reviewed on: 6th April 2026

Helpful credit service without incurring large fees...

Helpful credit service without incurring large fees and interest. So easy to use and can do it all from my phone. Reviewed on: 6th April 2026

All my transactions have gone through smoothly.

All my transactions have gone through smoothly. Reviewed on: 6th April 2026

Great for budgeting and easy to use and understand o...

Great for budgeting and easy to use and understand online. Reviewed on: 6th April 2026

Great way to spread payments interest free.

Great way to spread payments interest free. Reviewed on: 6th April 2026

A little frustrating to navigate sometimes, but that...

A little frustrating to navigate sometimes, but that is probably me. I wouldn't be without it though. Reviewed on: 6th April 2026

PayPal, why wouldn’t you!

Quick and simple to set up and install. The PayPal App has given me the freedom to buy with confidence and spread the cost when I need to with no penalties for early repayment, it just gives me the peace of mind to use over and over again. What’s not to love. Reviewed on: 6th April 2026

Great and ideal way to purchase things by stretching...

Great and ideal way to purchase things by stretching my budget over 3 months. The reminders are also helpful Reviewed on: 6th April 2026

Great customer service.

Great customer service. I had not received a parcel for over a month and they helped me an I got a refund. Reviewed on: 6th April 2026

Been with them for years.

Been with them for years. Always spot on. Had a little hiccup once and they sorted it immediately. Reviewed on: 6th April 2026

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