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PayPal: Pay in 3 reviews

4.76
Based on 77,890 reviews, last reviewed 30th Jun 2026
5233700% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick seamless payment with options on splitting the... Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026
Rich C's avatar
Rich C

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77987)

Always use paypal

5
Use PayPal all the time as they always sort out any transaction problems if deliveries dont arrive or.goods are faulty Reviewed on: 6th April 2026

PayPal, 5* from myself

5
PayPal takesthe stress/worry out of getting refunds when needed. When paying, the transactions are easy and any sign of fraud, the app asks for a one time password/passcode, sent to your phone, email or app. Separates PayPal and PayPal credit amounts. PayPal credit also gives the date your purchase will start accruing apr from the 0% 4th month. When using the Pay in 3, it gives you the date you made the purchase, and when it needs to be paid by. Reviewed on: 6th April 2026

Very helpful

5
Everytime is a real help when you want something but you don't want to pay fully. Reviewed on: 6th April 2026

secure...

5
Easy to use, and most importantly paypal gives me comfort that my transaction is secure. Reviewed on: 6th April 2026

Paypal makes shoppinv online less hazardous

5
With Paypal I have been supported when purchases have not arrived on numerous occasions and also had purchases facilitated through spreading out payments over time. Clear correspondence. No quibbling. Makes me feel more confident shen shoppinv online. Reviewed on: 6th April 2026

Trustworthy, you know your money is safe and its qui...

5
Trustworthy, you know your money is safe and its quick and easy to transfer payments to your bank. Reviewed on: 6th April 2026

I've not had a bad experience with pay in 3.

5
I've not had a bad experience with pay in 3. It's interest free and helps a lot to spread payments. It always takes payment automatically on the date that I want. Very user-friendly. Reviewed on: 6th April 2026

Very good excellent service makes life better know...

5
Very good excellent service makes life better knowing anything goes wrong i can get plenty of support from paypal would highly recommend to anyone Reviewed on: 6th April 2026

Trustworthy

5
I trust Paypal so I use it a lot Reviewed on: 6th April 2026

Easy to use

5
Easy to use, using PayPal pay in 3 is one of the easiest processes of its type and would highly recommend. Reviewed on: 6th April 2026

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