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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77956 reviews)

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4.76

Based on 77,890 reviews, last reviewed 30th Jun 2026

5233700% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick seamless payment with options on splitting the... Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77956)

Useful for spreading out the cost, seems to work well.

Useful for spreading out the cost, seems to work well. Reviewed on: 6th April 2026

PayPal . Super convenient way to pay .

PayPal Pay in 3 is simple & flexible Reviewed on: 6th April 2026

Good service

Good experience with PayPal is easy to bay with pay in 3 Reviewed on: 6th April 2026

A1 service all round with the added bonus of knowing...

A1 service all round with the added bonus of knowing that you are also well protected Reviewed on: 6th April 2026

When you need to help cover

It's been extremely useful especially when you can't afford the full amount for something. By spreading it out makes balancing finances a lot of easier. Reviewed on: 6th April 2026

Easy to use, well informed when your next payments d...

Easy to use, well informed when your next payments due, apps easy to navigate of you want to make a payment early Reviewed on: 6th April 2026

Easy to use, safe internet shopping

Easy to use, safe internet shopping Reviewed on: 6th April 2026

Go to for buying

Have been using PayPal for years, always easy and always my go to when buying anything Reviewed on: 6th April 2026

Flexible, Secure & Stress Free - Makes Budgeting Easy!

I absolutely love PayPal Buy in 3, it’s genuinely made managing my spending so much easier. I’ve always trusted PayPal because it’s safe, secure, and fully traceable, which gives me real peace of mind when shopping online. Everything is in one place, it’s quick to use, and I’ve never had any issues or been refused, which makes the whole experience feel seamless and stress-free. Buy in 3 has been a game changer for budgeting, especially around expensive times of year like Christmas or when unexpected costs pop up. Being able to spread payments over three months, interest-free, helps me stay in control without feeling the financial pinch all at once. It means I can still buy what I need (or want!) without dipping into savings or worrying about big upfront costs. I also love how transparent it is – there are no hidden fees, the payment schedule is clear, and effortless. It just takes the pressure off. Overall, PayPal Buy in 3 gives me flexibility, confidence, and convenience all in one – highly recommend Reviewed on: 6th April 2026

Always great

Always great secure and gives me.piece of mind Reviewed on: 6th April 2026

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