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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77938 reviews)

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4.76

Based on 77,890 reviews, last reviewed 30th Jun 2026

5233700% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick seamless payment with options on splitting the... Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (77938)

Many years of great service.

We've been using PayPal for many years. I really appreciate the security this brings as well as the option to split payments on some purchases. It's our go to payment method for most online purchases. Reviewed on: 6th April 2026

Great way to furnish our new home but spread the cos...

Great way to furnish our new home but spread the cost over 3 months Reviewed on: 6th April 2026

Easy with peace of mind

No problems what so ever and peace of mind Reviewed on: 6th April 2026

I have been with pay pal now since the early 2000's...

I have been with pay pal now since the early 2000's with little or no problems, when an issue has cropped up and i have contacted the pay pal team for help the issue has been resolved quickly and with good grace, I shall continue to use pay pal as i find that the four month free credit option on purchases over £99 gives an added incentive for spreading out repayments as long as the terms are followed at no extra cost, Well done pay pal Reviewed on: 6th April 2026

If I could give more than 5 stars, I genuinely would.

If I could give more than 5 stars, I genuinely would. PayPal has been one of the most reliable and convenient platforms I’ve ever used. From sending money instantly to managing payments securely, everything just works exactly how you need it to. What really stands out is the peace of mind — the buyer protection, the speed of transactions, and how easy it is to resolve issues if anything ever goes wrong. The interface is clean, simple, and makes handling finances feel effortless, even for someone who isn’t tech-savvy. Whether it’s splitting bills, shopping online, or running a business, PayPal consistently delivers. It’s fast, secure, and trusted worldwide for a reason. Honestly, I wouldn’t want to use anything else. Reviewed on: 6th April 2026

Straightforward.

Paypal pay in 3 is simple and straightforward to use. Great when I need something NOW but can't afford it yet. The 3 months is over in a flash, and its all paid for painlessly. Reviewed on: 6th April 2026

Good service, would recommend to friends and family

Good service, would recommend to friends and family Reviewed on: 6th April 2026

Great way to pay

The pay in 3 is very easy to use and very convenient…easy to work the website too Reviewed on: 6th April 2026

I’ve been using PayPal since the very beginning, and...

I’ve been using PayPal since the very beginning, and it’s always been a service I trust. Especially during difficult times around the world, PayPal has been reliable and easy to use when other things were uncertain. For me, it was the best from the start, and it still is today. I trust this account completely and will continue to use it going forward. Reviewed on: 6th April 2026

Pay in 3 is an excellent way to spread the cost of e...

Pay in 3 is an excellent way to spread the cost of expensive purchases. Reviewed on: 6th April 2026

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