Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 77,646 reviews, last reviewed 29th Jun 2026
5210800% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026
Heather B's avatar
Heather B

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77878)

First Class All The Way

5
I had a problem with a perfume company that turned out to be a scam, I received my money back from PayPal. Reviewed on: 6th April 2026

Pay pal finance

5
I find it easy to use and Pay in 3 helps me to manage my spending. I find customer service very helpful. Reviewed on: 6th April 2026

Great experience, I feel more in control when I use...

5
Great experience, I feel more in control when I use paypal, I know that won't let ne down, it also gives me the option of pay in 3 which is great, so im more in control and very easy to use. Reviewed on: 6th April 2026

Easy way to spread the cost.

5
Easy way to spread the cost. So easy to set up at point of payment. Makes things more affordable. Reviewed on: 6th April 2026

Problems are always solved when I have any.

5
Problems are always solved when I have any. Easy to use the app. Reviewed on: 6th April 2026

Good option

5
Pay in 3 is a very good option to spread the cost, otherwise it would be hard to buy without this option. I have used it a lot and i am sure i will use it in the future. Reviewed on: 6th April 2026

always had a good experience with pay in 3, quick ea...

5
always had a good experience with pay in 3, quick easy and good Reviewed on: 6th April 2026

Never get emails to make payments and customer servi...

2
Never get emails to make payments and customer service is very difficult Reviewed on: 6th April 2026

Helpful friendly customer service

5
Helpful friendly customer service Reviewed on: 6th April 2026

Great Service

5
Easy to use, great customer service Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 146368 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products