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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77827 reviews)

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4.76

Based on 77,646 reviews, last reviewed 29th Jun 2026

5210800% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77827)

Easily accessible short term way of payment.

Easy to access. A simple solution to splitting payments. Best of all no interest. Reviewed on: 6th April 2026

Actual people on the end of the phone line

Extremely easy to deal with when you need to actually speak to someone. Felt with my issue in mins Reviewed on: 6th April 2026

Fast and easy to work with.

Fast and easy to work with. PayPal, they are doing exactly what they say they will.You can trust them to have best values and services. Reviewed on: 6th April 2026

Safe, Fast & Options

I love the fact that PayPal is safe, fast & I have options: pay in three or credit. All bases are covered Reviewed on: 6th April 2026

Pay in 3, an ideal way of spreading the cost.

Pay in 3, an ideal way of spreading the cost of your perfect purchase. Reviewed on: 6th April 2026

Peace of mind when buying online

If you buy online using PayPal you are nearly always covered if the item gets lost or stolen during the delivery. This kind of compensation is fantastic for the customer especially with so many delivery options. Reviewed on: 6th April 2026

Great, ready and straightforward way to spread the c...

Great, ready and straightforward way to spread the cost of larger purchases. Easy process to follow and great customer service. Reviewed on: 6th April 2026

Feels accessible

I use it every time I need to buy something that I need and is easier to split the price over 3 months. It feels more accessible. Reviewed on: 6th April 2026

Very good value for money and spreading cost.

Very good value for money and spreading cost. Reviewed on: 6th April 2026

PayPal is a great company

I had an issue with a company, but PayPal sorted it. I like pay in 3 as you can buy something and split the cost. Reviewed on: 6th April 2026

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