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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79918 reviews)

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4.76

Based on 79,867 reviews, last reviewed 5th Jul 2026

5420900% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had a bad experience Never had a bad experience since being with them and never had any problems if I had a issue they sorted quick all good 5**** Reviewed on: 5th July 2026

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79919)

Very quick and simple to use.

Very quick and simple to use. Fully reliable and trusted service, gives you extra peace of mind when buying things especially when spending large amounts of money. Have always had a quick response from customer service and have resolved any issues quite quickly. Reviewed on: 4th July 2026

Find paypal most relieable way to make secure payments

Find paypal most relieable way to make secure payments Reviewed on: 4th July 2026

I find pay in 3 a really useful tool for managing my...

I find pay in 3 a really useful tool for managing my money and making purchases less of a strain by spreading out the cost Reviewed on: 4th July 2026

Easy and convenient payment option

Pay in 3 has been very easy to use. The application was straightforward, payments are clearly shown in the app, and I like being able to spread the cost of purchases over three interest-free instalments. It's a convenient option for larger purchases and I've had a positive experience so far. Reviewed on: 4th July 2026

Easy and quick I like it and I always use...

Easy and quick I like it and I always use them Reviewed on: 4th July 2026

Excellent

I have never had any problems with any transactions Has been very reliable Reviewed on: 4th July 2026

Great way to Manage Expenditure

Pay in 3 was a fantastic way for me to manage my expenditure by spreading out short-term payments to allow more flexibility within the month. I loved this option for it's simplicity and immediate call-to-action, but I noticed a lot of purchases didn't support pay in 3 which was a shame. The 0% interest on payments was super appealing to me and I'll continue to use this service a lot. Reviewed on: 4th July 2026

Very useful

The method of dividing payments into 3 helped me to purchase many things that I needed and at that time I couldn't afford. Reviewed on: 4th July 2026

Better than any bank

I only trust PayPal with my transactions. If a retailer doesn't provide a way to pay with PayPal, I don't buy from them Reviewed on: 4th July 2026

Never had any issues.

Never had any issues. I will continue using PayPal forever Reviewed on: 4th July 2026

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