Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 75,451 reviews, last reviewed 22nd Jun 2026
5001200% increase in 5 star reviews
in the past 90 days
9200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to navigate, never a problem Always easy to navigate, never a problem with payments whether pay now or pay in three and must retailers and sites accept PayPal. Reviewed on: 22nd June 2026
D C's avatar
D C

Latest lowest rating:

1

Easy to Access and helps with payment PayPal pay in 3 is so easy to Access and it helps if you dont have the full amount to make a payment Reviewed on: 22nd June 2026
Patrick W's avatar
Patrick W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (75453)

Very easy to use.

5
Very easy to use. Helpful to pay for big or little purchases. Reviewed on: 27th June 2025

PayPal is a brilliant way to pay

5
PayPal is a brilliant way to pay for most things. I have always trusted them and felt safe. I especially like 'pay in 3' it allows you more time to pay and its interest free. Reviewed on: 27th June 2025

I regularly use PayPal

5
I regularly use PayPal and the pay in 3 feature. It’s a great way to organise my money. Reviewed on: 27th June 2025

Very happy

5
Easy to use, pay in 3 a great bonus Reviewed on: 27th June 2025

Very convenient.

5
Very convenient. Excellent rates and time for repayments, great interest free offers. generous balance amounts given. Widespread businesses. Reviewed on: 27th June 2025

Spread your payments

5
I use PayPal 3 payments all the time, much easier to spread your payments Reviewed on: 27th June 2025

Spread the cost.

5
Very easy to use and is great if you need to spread the cost for a couple of months. Reviewed on: 27th June 2025

Highly recommend PayPal and their Pay in 3.

5
I've been a PayPal user for years and their Pay in 3 is excellent. If you have the app, you can check upcoming payments and history. Before they take a payment they send a reminder so you can make sure you have the money in your account. Overall excellent. I highly recommend Reviewed on: 27th June 2025

I have used PayPal pay in three for over five years.

5
I have used PayPal pay in three for over five years. I cannot recommend this enough as it has allowed me to boost my credit score as well as allow me to buy products at higher prices and pay them off overtime. Any problems I’ve encountered such as I requested a refund for a product in the past and the money was back in my account within the hour. Great quality of service as well as a great asset for anyone wanting to boost their credit score. Reviewed on: 27th June 2025

Easy to use on a tight budget

5
Nice and easy to use great when the budget is tight Reviewed on: 27th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 144735 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products