Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.759275848952706734 (75408 reviews)

View other PayPal products

4.76

Based on 75,306 reviews, last reviewed 22nd Jun 2026

4987600% increase in 5 star reviews

in the past 90 days

9200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Money saving PayPal. I have used PayPal for many years, I use it also for payment to companies I do not know, this has proved positive S I have had several occasions over ... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Easy to Access and helps with payment PayPal pay in 3 is so easy to Access and it helps if you dont have the full amount to make a payment Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (75408)

Useful tool for interest-free short-term credit

Plus points: No interest or hidden fees (as long as you pay on time). Quick soft credit check, no impact on credit score. Drawbacks: Only available at supported retailers though. Reviewed on: 27th June 2025

I use pay in 3 for most things to spread...

I use pay in 3 for most things to spread the cost Reviewed on: 27th June 2025

Nice and easy to spread payment

No trouble using this method to ease payments for something costing that little bit more. It was nice not having to pay extra when you just needed a little time to pay in full. I would use this again in the future when needed and I thoroughly recommend this method to anyone. Reviewed on: 27th June 2025

pay in 3 and its tops with me.

i have used pay in 3 and its tops with me it allows me to purchase something and not go short Reviewed on: 27th June 2025

thanks - easy to use.

thanks - easy to use. I like it as an option Reviewed on: 27th June 2025

PayPal is easy to use

I like the convenience and ease to make international transfers on PayPal. Having the ability to pay in 3 is also very good. Reviewed on: 27th June 2025

excellent

I feel safe in purchasing online and paying through Paypal. I also love the pay in 3 as it helps with my limited budget Reviewed on: 27th June 2025

An easy and convenient way to pay.

No fuss, just a reliable payment platform. Reviewed on: 27th June 2025

The helpful one

So helpful for the bigger things in life. You can spread the cost without having to take all your savings in one go. Not worring about having so much added to your purchase in expensive interest costs Reviewed on: 27th June 2025

Great feature

Such a great feature and helps to spread the cost of a large purchase. I also like the security that comes with paying by Paypal if any issues arise. Reviewed on: 27th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later
from Klarna 4.34 from 557 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 144689 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub