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PayPal: Pay in 3 reviews

4.76
Based on 74,887 reviews, last reviewed 21st Jun 2026
4947500% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A very convenient form of payment A very convenient form of payment Reviewed on: 21st June 2026
Marius T's avatar
Marius T

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74887)

You can never use this, it never works, I'd rather s...

2
You can never use this, it never works, I'd rather stick with alternatives Reviewed on: 27th June 2025

I find it very convenient when you have a item to bu...

5
I find it very convenient when you have a item to buy to pay over 3 months Reviewed on: 27th June 2025

PayPal benefits

5
PayPal helps me to be able to manage my money and feels safe to use when I making purchases feel they’ve got my back! Reviewed on: 27th June 2025

It help to Pay late more flexibility and reable

5
It help to Pay late more flexibility and reable Reviewed on: 27th June 2025

Easy, fast, just perfect.

5
Easy, fast, just perfect. PayPal makes sending and receiving money effortless. The platform is user-friendly, secure, and reliable. Highly recommended for anyone who wants hassle-free online payments. Reviewed on: 27th June 2025

I've used PayPal a few times for 0% interest payment...

5
I've used PayPal a few times for 0% interest payment and it's worked well Reviewed on: 27th June 2025

Simple and convenient credit

5
PayPal gives me peace of mind when making online purchases, knowing my details are secure. Pay in 3 and longer credit options really help making essential purchases when money is tight, for example I needed two tyres for my car and pay in 3 helped me spread the cost rather than struggling to pay the full price in one go. Reviewed on: 27th June 2025

Works as expected, kept well informed.

5
Works as expected, kept well informed. No issues Reviewed on: 27th June 2025

Pay in 3

5
I have used pay pal pay in 3 many times always excellent service. Reviewed on: 27th June 2025

Would be better if they would accept my bank card.

5
Would be better if they would accept my bank card. My first 2 didn’t arrive and now for some reason they don’t recognise my new one Reviewed on: 27th June 2025

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