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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (71676 reviews)

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4.76

Based on 71,676 reviews, last reviewed 16th Jun 2026

4642200% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A trustworthy Company I have used PayPal for many years now and always feel safe when making payments. I think that it is a reliable company that takes the care of people r... Read more Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (71676)

Absolutely Brilliant

Thanks to PayPal pay in three I have been able to purchase items that under normal circumstances would be prohibitive. I have found it to be an extremely easy to use service. In summary Great Service Great Idea and Greatly appreciated. Reviewed on: 13th June 2024

Pay in 3 makes essential transactions more affordable

PayPal Pay in 3 has allowed me to pay for items across several months with no interest. This means I can spread my costs over several manageable payments that I can pay off at any time, without any further cost to myself. I have found pay in 3 to be particularly useful for bi-weekly online grocery shopping orders, which are sometimes rather expensive when paid as a lump sum. Reviewed on: 13th June 2024

Always great to order online and save money and pay...

Always great to order online and save money and pay for big purchases without worrying about forgetting to pay the balance whilst spreading the cost. Reviewed on: 13th June 2024

Perfect for Finacial Freedom on a Low Income

PayPal Pay in 3 has given me the ability to stagger my payments for monthly food shops and other necessities allowing me to feel more finacially free and giving me ease with living on a low income. It's been a life saver time and time again when I've been unable to afford a basic living amd the team are very helpful whem you're struggling. I can't reccomend it enough! Reviewed on: 13th June 2024

Great service and very considerate

Great service and very considerate Reviewed on: 13th June 2024

Always great and listen to me when I need advice.

Always great and listen to me when I need advice. Reviewed on: 13th June 2024

Easy to use.

Easy to use. Handy for when making unforseen purchases like larger items, fridge etc. Reviewed on: 13th June 2024

It gives me peace of mind when using the service and...

It gives me peace of mind when using the service and is very easy to use. Also I am able to track my upcoming payments as well. Also it allows you to pay them of early if you wanted to. It also allows me to manage my finances better and get the things I need now. Reviewed on: 13th June 2024

Excellent, would highly recommend

Excellent, would highly recommend Reviewed on: 13th June 2024

Good options but lacks convenience

It’s really convenient to use with a lot of payment options, the only thing I’d probably ask for is to somehow work with Face ID for purchases to make it more convenient so I don’t have to use 2FA everytime I make a purchase Reviewed on: 13th June 2024

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