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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (71440 reviews)

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4.76

Based on 71,440 reviews, last reviewed 16th Jun 2026

4620000% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and manage money Very easy to use, see your transactions and manage money Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (71440)

The safest way to shop online

I use PayPal for a number of things, safety when buying products from untested sellers, transferring money to friends and family for birthdays and events as well using the Pay in 3 facility that gives me flexibility when making those larger purchases and the added bonus is that in doing so my credit rating is improved so definitely a win win for me. Reviewed on: 13th June 2024

PayPal pay is 3 is so useful for a purchase that you...

PayPal pay is 3 is so useful for a purchase that you don’t want to put on credit. I was desperate for a new mattress for my bed but was putting off the big initial payment. But paying over 3 months meant I could go ahead and order my new mattress. I sleep very well now. Reviewed on: 13th June 2024

Pay in 3 is an affordable way of spending

Pay in 3 allows me to pay things in an affordable way and spend the cost. Reviewed on: 13th June 2024

Great service.

Great service. Easily navigated. Appreciate the updates and reminders so no surprises. Reviewed on: 13th June 2024

I had a great experience with paypal: pay in 3 can't...

I had a great experience with paypal: pay in 3 can't fault it at all Reviewed on: 13th June 2024

It’s so much easier when you have the option to pay...

It’s so much easier when you have the option to pay in 3 Reviewed on: 13th June 2024

Buying is so easy

Buying is so easy , great addition for paying in 3 rather than all at once Reviewed on: 13th June 2024

Pay in 3 is excellent

Each time I need to use PayPal there is a payment solution available for me, especially with Pay in 3. This provides an excellent method of splitting up payments. Reviewed on: 13th June 2024

Perfect, easy and no fuss.

Perfect, easy and no fuss. Very clear process Reviewed on: 13th June 2024

When splitting money by using Pay3 it seems less.

When splitting money by using Pay3 it seems less. I don't want to pay whole price at once. It is very useful. Reviewed on: 13th June 2024

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